English speaking personal trainer
Is this type of personal trainer available in China? Where could I find one? I want to get healthier but can’t talk in Chinese very well at all…
u/haha11234 — 5 days ago
▲ 4 r/fatFIRE
3% SWR good for a 35year old family?
We are 35 years old with 2 kids under 5. I know the 4% rule is for people who are a bit older than us. So how should we think of SWR? Is 3% good enough for our rather young family?
We have 13M net worth with 10M being liquid(cash +brokerage). Current spend is about 200k per year. So 3% would cover our current lifestyle. My fear is that as our kids grow older, we will have unexpected expenses. To keep us in the safe zone, should we budget our future expenses to be under 3% so we don’t ever run out of money?
u/haha11234 — 4 months ago