Any CMA-type accounts/high interest checking accounts that work well linked with YNAB in July 2026?
Often asked question when searching on this sub, but wanted to see if there was any updated info out there.
I currently have a traditional checking account that my direct deposits flow in to. Other than Zelle payments (which includes rent) and ACH bills (WiFi, utilities, etc) I only really use my checking account for paying off my CCs (which is where the majority of my spend is) and a rare ATM withdrawal.
Was looking at swapping to a fidelity CMA to earn good APR on my cash while it sits throughout the month waiting to pay bills. It seems that due to fidelity’s swap to Akoya, the link between the CMA and YNAB is broken (or very bad) these days. I know many people just do manual transactions, which I’m open to, but want to see if there are any recommended alternatives (Wealthfront? Schwab?) that offer a similar product that will link properly.
Zelle is a big plus as well but don’t think that’s a thing anywhere since these are brokerage accounts.
Curious what everyone has found works for them.
Thanks!