u/happybunny_123

I’m 11.5 months postpartum and hoping to conceive again, but my menstrual cycle hasn’t returned yet 😞 I’m still breastfeeding 3x a day (morning, before afternoon nap and bedtime).. I recently completely night-weaned (about a fortnight ago). I’m interested in hearing from those with knowledge or personal experience with herbalism, traditional Chinese medicine or traditional postpartum/fertility practices for supporting the return of ovulation and menstruation.

I was wondering if things like mugwort or red clover could help? I have been using red dates/jujube, goji berries, in congee.. but there is so much conflicting information, particularly when breastfeeding.

Has anyone used herbs, teas, foods, acupuncture or TCM specifically for postpartum amenorrhea/fertility? I’d love any tips on what you’ve done as I am so desperate to fall pregnant again!

Hi all,

Looking for a sanity check on a potential property move.

I'm 28F in regional Victoria and live with my partner (29M).

My situation:

• Salary: $145k gross + approximately $30k annual bonus
• Cash savings: $50k in offset
• $4k in employer shares
• $4k in shares/crypto

My partner:

• Has run an agricultural business for the last 5 years. It hasn't generated significant income but has largely covered our food and basic living expenses (~$18k/year value).
• Has recently secured a permanent 0.6 FTE role paying approximately $56k after tax (plus super).

Current property:

• Purchased 2 years ago for $535k using the First Home Guarantee scheme
• Original loan: $500k
• Current loan balance: ~$470k
• Currently owner-occupied
• I believe it would be worth around $600k today after completing significant landscaping/garden improvements
• Estimated rent if leased: ~$550/week
• Current mortgage repayments: ~$1,400/fortnight

Proposed purchase:

• Acreage property advertised at $850k
• Needs at least $50k of renovations before I'd be comfortable living there
• I think market value is closer to $750k and would likely offer around that amount
• Potentially could receive a ~$50k gift/loan from my parents to assist with the purchase

Other relevant information:

• I work for a bank and have access to employee home loan benefits
• I can borrow up to 90% LVR without paying LMI

Current savings habits:

• $500/fortnight to emergency/bills account
• $500/fortnight to savings

My rough plan would be:

1. Rent out my existing home.
2. Purchase the acreage property as my new PPOR.
3. Retain the current property as an investment.

I understand my existing property may still qualify for the temporary absence CGT rules if I rent it out, and I believe I can still negatively gear it if it's cash-flow negative.

Could in any way we get the first home owners benefit through my partner? We don’t have it listed anywhere that we’re defecto???

Questions:

• Am I completely overextending myself here?
• What am I likely missing from a cash flow or borrowing perspective?
• How much weight would a lender place on the proposed rental income from my current home?
• Would you sell the existing property instead of keeping it as an investment?
• Are there any major tax, lending, or risk considerations I should be thinking about?
• If you were in my position, would you keep the first property or use the equity to reduce debt on the acreage purchase?

Interested to hear from anyone who has made a similar move while carrying two properties.

Thanks!