Career Change - Want Advice
Hey y'all! I recently got let go in a reorg from a health insurer. I have 3 pending 4 offers right now (I had 4 pending 5 but already said no to one). Right now I have 4 YOE within health. While working in health, I realized it's not as stable as I initially thought with all the legislation regularly coming through. We had 12 hour days regularly and I really value work life balance. However, it's where I already have experience and I'm not sure if I want to or should switch industries. I wanted to get y'alls thoughts on some of the offers I have now.
Health Insurance with lowest base salary and fully remote- I think this is the most relevant to my experience. I would get to do a rotational program which was something I wanted in my last role that we didn't have. I worry about if ACA ever goes away and my prior experience becomes irrelevant or if we ever get universal health care and then there's way fewer health insurers.
Health Consulting with middle base salary and mostly remote but some travel to the office in another state - I definitely have the personality for consulting but I have colleagues that worked at this firm and said it's hard to get study time at all. I'm near ASA and want to move on to FSA exams and get fully credentialed. I also have the same worries about the future of health insurance as with the insurer offer.
Workers Comp Consulting with highest base salary hybrid with office 30 min away - This would obviously be a big switch. Their claims data is mostly medical claims, so they are interested in adding me to the team based on my health background. They support SOA exams and just ask that we do the general insurance FSA track. I met with some FSAs during the interview process and they all said there was no issue with exams and study time. Everyone I met with was really great and this company definitely had the best culture. It's a smaller firm and they offer rotations when possible if it's something you're interested in; I asked people about this and several people on the team confirmed they've been able to rotate. I also believe I'd benefit from a hybrid schedule.
Health Consulting with no salary yet but likely between 1 and 2 and fully remote - This is a small consulting firm that works mainly with DOIs. They are a small team and I do worry about actually getting exam support since they offer "unlimited" study time. Of course, same concerns with this as I have with #2.
If anyone has made a switch from health to workers comp or can speak to insurer vs consulting, pleaseeeeeee give me some feedback. Right now I'm the most drawn to number 3 due to the team culture but I don't want to throw away my years of experience due to not knowing better.