u/hsbsbwnandj

▲ 8 r/CPN101

Post CPN steps

If I created you a cpn follow the post cpn steps or your cpn will not work simple , this is a patience thing & I see a lot of you do not have patience…. Yall need to read & follow the steps ………

reddit.com
u/hsbsbwnandj — 3 days ago
▲ 1 r/CPN101

No response

If you are not getting a response it is because you have wasted our time & we no longer want to do business , thanks !

reddit.com
u/hsbsbwnandj — 6 days ago
▲ 9 r/CPN101

Client approved for 50k credit limit , let’s go cpn101 for the win 🔥🫡

u/hsbsbwnandj — 7 days ago
▲ 9 r/CPN101

Another day , another satisfied client we got this score in 3 days 🫡🔥

u/hsbsbwnandj — 9 days ago
▲ 12 r/CPN101

CPN Follow Up information

I see a lot of people don’t know where to start after creating or purchasing a Cpn so I’ll give some follow up steps on what to do after receiving one.

Follow Up CPN Information ‼️

  1. Apply for Public Records , the more the better (200+), DO NOT apply for to many credit cards as you don’t want to many inquiries on your credit !
  2. Apply for a wallet hub account after doing your public records or any credit monitoring account of your choice
  3. Apply for a gauss credit line or any primary / au tradeline of your choice . Establish your credit background / score before applying for things you are really trying to get approved for ! Be patient with the process !
reddit.com
u/hsbsbwnandj — 14 days ago
▲ 15 r/CPN101

PR guide

CPN101 Pr Guide Disclaimer ‼️ DO NOT APPLY FOR TO MANY CREDIT CARDS ! YOU DO NOT WANT TO MANY HARD INQUIRES ON YOUR CREDIT ‼️‼️

  1. Major Banks & Credit Card Prequalification

  2. Capital One Pre-Approval

  3. Discover Card Pre-Approval

  4. American Express CardMatch

  5. Chase Credit Cards

  6. Citi Cards

  7. Wells Fargo Cards

  8. Bank of America Cards

  9. U.S. Bank Cards

  10. PNC Bank Cards

  11. Fifth Third Bank

  12. Truist Bank

  13. Regions Bank

  14. Synchrony Bank

  15. Comenity Bank

  16. Bread Financial

  17. FNBO Evergreen

  18. Upgrade Card

  19. Upgrade Personal Loan

  20. OneMain Financial

  21. Avant

  22. Mission Lane

  23. Merrick Bank

  24. First Progress

  25. OpenSky

  26. Destiny Mastercard

  27. Surge Mastercard

  28. Indigo Mastercard

  29. Milestone Mastercard

  30. Fit Mastercard

  31. Total Visa

  1. Store Credit Cards

  2. Kohl’s

  3. Bass Pro Shops

  4. Cabela’s

  5. Home Depot

  6. Lowe’s

  7. Macy’s

  8. Nordstrom

  9. Bloomingdale’s

  10. Dillard’s

  11. JCPenney

  12. Belk

  13. Sears Shop Your Way

  14. Walmart

  15. Sam’s Club

  16. Costco Anywhere Visa

  17. BJ’s Wholesale

  18. Target RedCard

  19. Best Buy

  20. Ashley Furniture

  21. Rooms To Go

  22. Dell Preferred Account

  23. Apple Card

  24. Guitar Center

  25. Academy Sports

  26. Tractor Supply

  27. Harbor Freight

  28. Walgreens

  29. CVS

  30. Big Lots

  31. Wayfair

  1. Auto Prequalification

  2. CarMax

  3. Carvana

  4. DriveTime

  5. Auto Credit Express

  6. Capital One Auto Navigator

  7. CarGurus Finance

  8. TrueCar Financing

  9. AutoPay

  10. LendingTree Auto

  11. Cars.com Financing

  12. Edmunds Financing

  13. Ally Auto

  14. RoadLoans

  15. AutoFi

  16. myAutoloan

  1. Personal Loan Soft Pull Sites

  2. LendingClub

  3. Prosper

  4. SoFi

  5. Upstart

  6. LightStream

  7. Achieve

  8. Best Egg

  9. Universal Credit

  10. Happy Money

  11. NetCredit

  12. Oportun

  13. OppLoans

  14. LendingPoint

  15. Earnest

  16. Credible

  1. Credit Monitoring

  2. Credit Karma

  3. WalletHub

  4. Experian

  5. Equifax

  6. TransUnion

  7. myFICO

  8. Credit Sesame

  9. NerdWallet

  10. IdentityIQ

  11. PrivacyGuard

  1. Alternative Credit Reporting

  2. Self

  3. Kikoff

  4. Grow Credit

  5. Ava Finance

  6. StellarFi

  7. Cred.ai

  8. Extra Card

  9. Sequin

  10. Current Build

  11. Chime Credit Builder

  1. Utility Reporting

  2. Experian Boost

  3. PayPal Bill Pay

  4. LevelCredit

  5. Boom Pay

  6. Esusu

  7. Bilt Rewards

  8. Rental Kharma

  9. RentReporters

  10. Piñata Rent

  11. FrontLobby

  1. Data Brokers / People Search

  2. Whitepages

  3. 411.info

  4. AnyWho

  5. TruePeopleSearch

  6. FastPeopleSearch

  7. BeenVerified

  8. Spokeo

  9. Intelius

  10. PeopleFinders

  11. Instant Checkmate

  12. Radaris

  13. Nuwber

  14. PeekYou

  15. ThatsThem

  16. Addresses.com

  17. SearchPeopleFREE

  18. ZabaSearch

  19. USSearch

  20. SmartBackgroundChecks

  21. NeighborWho

  1. Identity Verification Networks

  2. LexisNexis Consumer Center

  3. SageStream

  4. Innovis

  5. Early Warning Services

  6. ChexSystems

  7. TeleCheck

  8. The Work Number

  9. ID.me

  10. Login.gov

  11. CLEAR

  1. Rewards Programs

  2. CVS ExtraCare

  3. Walgreens myWalgreens

  4. Kroger Rewards

  5. Safeway for U

  6. Albertsons Rewards

  7. Publix Club

  8. Target Circle

  9. Best Buy Rewards

  10. Nike Membership

  11. Adidas adiClub

  12. Dick’s ScoreCard

  13. REI Co-op

  14. Starbucks Rewards

  15. Dunkin’ Rewards

  16. Panera MyPanera

  17. Chick-fil-A One

  18. MyMcDonald’s Rewards

  19. Domino’s Rewards

  20. Pizza Hut Rewards

  21. Papa Rewards

  1. Airline & Hotel Programs

  2. Delta SkyMiles

  3. United MileagePlus

  4. American AAdvantage

  5. Southwest Rapid Rewards

  6. Alaska Mileage Plan

  7. JetBlue TrueBlue

  8. Hilton Honors

  9. Marriott Bonvoy

  10. Hyatt World of Hyatt

  11. Wyndham Rewards

  1. Shopping Accounts

  2. Amazon

  3. eBay

  4. Etsy

  5. Walmart.com

  6. Target.com

  7. Costco.com

  8. Sam’s Club

  9. Best Buy

  10. Home Depot

  11. Lowe’s

  12. Overstock

  13. Temu

  14. AliExpress

  15. Newegg

  16. B&H Photo

  1. Payment Apps

  2. PayPal

  3. Venmo

  4. Cash App

  5. Zelle

  6. Apple Cash

  7. Google Wallet

  8. Samsung Wallet

  9. Skrill

  10. Wise

  11. Revolut

  1. Brokerage & Investing

  2. Fidelity

  3. Charles Schwab

  4. Vanguard

  5. Robinhood

  6. Webull

  7. Public

  8. Moomoo

  9. SoFi Invest

  10. Stash

  11. Acorns

  1. Banking Apps

  2. Chime

  3. Current

  4. Varo

  5. SoFi Banking

  6. GO2bank

  7. Dave

  8. MoneyLion

  9. Albert

  10. One Finance

  11. Upgrade Checking

What actually helps identity verification the most

If the goal is to help someone with a nearly nonexistent identity history get approved more often, I’d prioritize:

  • Obtain state ID or driver’s license with current address.
  • Open a checking account at a mainstream bank.
  • Open a savings account.
  • Join a credit union.
  • Sign up with Experian, Equifax, and TransUnion.
  • Create a LexisNexis consumer file and verify information.
  • Create an Innovis consumer file.
  • Create a SageStream file.
  • Add utility, phone, and rent reporting where possible.
  • Open one or two starter credit products (secured if necessary).
  • Ensure the same name, address, phone number, and email are used consistently everywhere.

A consistent identity across these databases tends to improve automated identity verification much more than simply applying for many retail cards.

Volume 2: Synchrony Bank Retail Credit Cards (226–325)

These are store cards or co-branded cards generally issued through Synchrony. Many require only fair credit, and having accounts with established lenders can help build a credit history over time.

Home Improvement & Furniture

  1. Ashley Advantage
  2. Rooms To Go
  3. Havertys Credit Card
  4. Value City Furniture
  5. American Signature Furniture
  6. Mathis Brothers
  7. Ethan Allen Platinum Card
  8. Flooring America
  9. Carpet One Credit Card
  10. Empire Today Credit Card

Electronics & Technology

  1. Sam’s Club Mastercard
  2. Verizon Visa Card
  3. Sweetwater Music Card
  4. Crutchfield Credit Card
  5. HHGregg Credit Card (legacy)
  6. ABT Electronics Credit Card
  7. BrandsMart USA Card
  8. Nebraska Furniture Mart Card
  9. Conn’s HomePlus Credit
  10. Micro Center Insider Card

Automotive

  1. Car Care Credit Card
  2. Discount Tire Credit Card
  3. America’s Tire Credit Card
  4. Tire Kingdom Credit Card
  5. Midas Credit Card
  6. Meineke Credit Card
  7. Sun Auto Tire Card
  8. Pep Boys Credit Card
  9. Synchrony Auto Card
  10. NAPA EasyPay Card

Outdoor & Sporting Goods

  1. Lowe’s Advantage Card
  2. Synchrony Outdoors Card
  3. Sportsman’s Guide Visa
  4. JEGS Credit Card
  5. Kawasaki Good Times Card
  6. Yamaha Credit Card
  7. Polaris Card
  8. Suzuki Credit Program
  9. KTM Credit Card
  10. Tractor Supply Credit Card

Healthcare & Specialty Financing

  1. CareCredit
  2. CareCredit Rewards Mastercard
  3. Walgreens Credit Card
  4. Walgreens Mastercard
  5. Smile Generation Financial
  6. Visionworks Credit Card
  7. LensCrafters Financing
  8. Aspen Dental Financing
  9. DentalFirst Financing
  10. Veterinary Care Financing

Jewelry

  1. Jared Credit Card
  2. Kay Jewelers Card
  3. Zales Credit Card
  4. Piercing Pagoda Card
  5. Diamonds Direct Financing
  6. Reeds Jewelers Card
  7. Helzberg Diamonds Card
  8. Rogers & Hollands Card
  9. Shane Co. Financing
  10. Gordon’s Jewelers Card

Apparel & Department Stores

  1. Old Navy Card
  2. Gap Card
  3. Banana Republic Card
  4. Athleta Card
  5. Belk Rewards Card
  6. JCPenney Card
  7. Burlington Credit Account
  8. Stein Mart Card (legacy)
  9. Ross Store Financing (where available)
  10. Bealls Card

Specialty Retail

  1. Harbor Freight Credit Card
  2. Synchrony HOME Card
  3. Sewing & Vacuum Warehouse Card
  4. Guitar Center Gear Card
  5. Musician’s Friend Platinum Card
  6. Lumber Liquidators Card
  7. Sleep Number Credit Card
  8. Mattress Firm Credit Card
  9. Purple Financing
  10. Casper Financing

Powersports & Recreation

  1. Synchrony RV Financing
  2. Camping World Credit Card
  3. Good Sam Credit Card
  4. Sea-Doo Financing
  5. Can-Am Financing
  6. Bass Pro Boat Financing
  7. Cabela’s Boat Financing
  8. Tracker Marine Financing
  9. Ranger Boats Financing
  10. Nitro Boats Financing

Miscellaneous Retail

  1. eBay Mastercard
  2. PayPal Cashback Mastercard
  3. PayPal Credit
  4. Venmo Credit Card
  5. Amazon Store Card
  6. Amazon Secured Card
  7. Living Spaces Credit Card
  8. At Home Credit Card
  9. P.C. Richard & Son Card
  10. Oriental Trading Credit Account

Highest Priority Accounts for Someone With Little or No Credit

If your family member has almost no file, I’d focus first on:

  1. Capital One Pre-Approval
  2. Discover Pre-Approval
  3. OpenSky Secured
  4. First Progress Secured
  5. Chime Credit Builder
  6. Self
  7. Kikoff
  8. Grow Credit
  9. Cred.ai
  10. Experian Account
  11. Equifax Account
  12. TransUnion Account
  13. Innovis Consumer Disclosure
  14. LexisNexis Consumer Center
  15. Checking account at a major bank
  16. Savings account at a major bank
  17. Credit union membership
  18. Utility bill in their name
  19. Cell phone bill in their name
  20. Rent reporting service

These 20 items will usually do more for identity verification than applying for dozens of retail cards.

Running Total

  • Previous List: 225 entries
  • Volume 2 Added: 100 entries
  • Current Total: 325 entries

Next section would be Comenity/Bread Financial retail cards (roughly another 100–150 entries), which will bring the master list to around 450+ entries.

Batch 2 — Entries #226–#375 16. Synchrony Retail & Specialty Credit Accounts 226. Amazon Store Card (Synchrony) 227. Sam’s Club Store Card (Synchrony) 228. Verizon Visa Card 229. PayPal Credit 230. PayPal Cashback Mastercard 231. CareCredit 232. Discount Tire Card 233. Tire Pros Credit Card 234. Midas Credit Card 235. Meineke Credit Card 236. Pep Boys Synchrony Card 237. Jiffy Lube Credit Card 238. Firestone Credit Card 239. Bridgestone Credit Card 240. Goodyear Credit Card 241. NTB Credit Card 242. Big O Tires Credit Card 243. Les Schwab Financing 244. Sleep Number Credit Card 245. Mattress Firm Credit Card 246. Tempur-Pedic Credit Card 247. Purple Financing 248. Casper Financing 249. Saatva Financing 250. Ashley Advantage Card 251. Rooms To Go Synchrony Card 252. Havertys Credit Card 253. Ethan Allen Credit Card 254. Bob’s Discount Furniture Card 255. La-Z-Boy Credit Card 256. Value City Furniture Card 257. City Furniture Card 258. Conn’s HomePlus Credit 259. Living Spaces Credit Card 260. Nebraska Furniture Mart Card 17. Home Improvement / Appliance Financing 261. Home Depot Consumer Card 262. Lowe’s Advantage Card 263. Menards BIG Card 264. Ferguson Credit Account 265. Build.com Financing 266. AJ Madison Financing 267. Appliance Factory Financing 268. Best Buy Store Card 269. Abt Financing 270. RC Willey Credit Card 271. HHGregg Financing (legacy references) 272. PC Richard & Son Financing 273. American Freight Credit 274. Harbor Freight Credit Card 275. Tractor Supply Credit Card 276. Northern Tool Financing 277. Grainger Business Account 278. Fastenal Credit Account 279. Sherwin-Williams Commercial Account 280. Floor & Decor Credit Card 18. Jewelry / Specialty Retail Credit 281. Jared Credit Card 282. Kay Jewelers Credit Card 283. Zales Credit Card 284. Helzberg Diamonds Credit Card 285. Reeds Jewelers Credit Card 286. Gordon’s Jewelers Credit Card 287. Piercing Pagoda Credit Card 288. Diamonds Direct Financing 289. Brilliant Earth Financing 290. James Allen Financing 291. Blue Nile Financing 292. Pandora Credit Options 293. Swarovski Financing 294. David Yurman Financing 295. Shane Co. Financing 19. Electronics / Technology Financing 296. Dell Preferred Account 297. HP Financing 298. Lenovo Financing 299. Microsoft Store Financing 300. Apple Card (Goldman Sachs) 301. Samsung Financing 302. LG Financing 303. Sony Financing 304. Bose Financing 305. B&H Payboo / Financing 306. Newegg Store Card 307. Adorama Financing 308. Micro Center Credit Card 309. DJI Financing 310. GoPro Financing 20. Sporting Goods / Outdoor Retail 311. Bass Pro Shops CLUB Card 312. Cabela’s CLUB Card 313. Academy Sports Credit Card 314. Dick’s Sporting Goods Financing 315. REI Co-op Mastercard 316. Scheels Visa Card 317. Sportsman’s Warehouse Credit Card 318. Camping World Credit Card 319. West Marine Financing 320. Tackle Warehouse Financing 21. Additional Department Store & Apparel Accounts 321. Macy’s American Express 322. Bloomingdale’s Card 323. Nordstrom Card 324. Dillard’s Card 325. JCPenney Card 326. Belk Rewards Card 327. Kohl’s Card 328. Target Circle Card (formerly RedCard) 329. Old Navy Card 330. Gap Card 331. Banana Republic Card 332. Athleta Card 333. Victoria’s Secret Card 334. PINK Card 335. Torrid Card 336. Lane Bryant Card 337. Ann Taylor Card 338. LOFT Card 339. Express Next Card 340. Buckle Credit Card 22. Footwear / Athletic Brand Accounts 341. Nike Membership 342. Nike Credit/Payment Profile 343. Adidas adiClub 344. Foot Locker FLX 345. Finish Line STATUS 346. JD Sports Rewards 347. DSW VIP 348. Famous Footwear Rewards 349. Skechers Plus 350. New Balance Membership 23. Additional Identity-Footprint Value Accounts These are not necessarily credit products, but they create consistent consumer identity records across major databases. 351. USPS Informed Delivery 352. UPS My Choice 353. FedEx Delivery Manager 354. DMV online account (state portal) 355. IRS Online Account 356. SSA my Social Security 357. Nevada MyDMV (example state portal) 358. State voter registration portal (where eligible) 359. County property/tax portal account 360. Utility customer portal (electric) 24. Telecom / Utility Identity Anchors 361. AT&T Wireless 362. Verizon Wireless 363. T-Mobile 364. Cricket Wireless 365. Metro by T-Mobile 366. Boost Mobile 367. Xfinity Mobile 368. Spectrum Mobile 369. Cox Communications 370. CenturyLink / Quantum Fiber 371. NV Energy customer account 372. Southwest Gas customer account 373. Las Vegas Valley Water District account 374. Trash service customer portal 375. Internet provider customer portal Highest-Value Accounts in This Batch (Thin Credit File) If I were helping someone who just got out of prison and has almost no identity footprint, I’d prioritize these first from Batch 2: 351 — USPS Informed Delivery 355 — IRS Online Account 356 — my Social Security 361–363 — AT&T / Verizon / T-Mobile postpaid account 231 — CareCredit (often more attainable than people think) 226 — Amazon Store Card 327 — Kohl’s Card 328 — Target Circle Card 117–120 — Rent reporting services from Batch 1 141–145 — LexisNexis, Innovis, SageStream, ChexSystems, EWS from Batch 1 That gives us 375 total entries compiled so far (225 from Batch 1 + 150 in this batch). Next batch (376–525) will be the Comenity/Bread Financial mega-section with another 150+ retailer cards and financing accounts.

reddit.com
u/hsbsbwnandj — 29 days ago
▲ 6 r/CPN101

Channel rules

My channel my rules , if you come here spamming or just talking nonsense you’ll be banned plain & simple , go post in another cpn thread.

reddit.com
u/hsbsbwnandj — 1 month ago
▲ 2 r/CPN101

Unpaid CPNs

If you start a Cpn order & do not complete payment your Cpn will be sold as a pre made in the future.

reddit.com
u/hsbsbwnandj — 1 month ago
▲ 1 r/CPN101

DIY CPN

If you have 0 knowledge & want to learn fast , we are selling a diy guide for $50 to the 1st 4 people that hit us ! & stay tuned we are doing a Cpn giveaway this week !

reddit.com
u/hsbsbwnandj — 2 months ago
▲ 10 r/CPN101

Learning how to create your own CPN

If you have 0 knowledge about creating CPNs we offer a few different DIY packages /Guides for sale.If you want someone to teach you step by step for free pls go on YouTube or something the information is out there !

reddit.com
u/hsbsbwnandj — 2 months ago