u/iamnewherei

I have been investing ₹15,000 per month for the past 11 months through SIPs — ₹5,000 each in

• Parag Parikh Flexi Cap Direct Growth
• Bandhan Small Cap Fund Direct Growth
• Motilal Oswal Midcap Fund Direct Growth

Additionally, I made a lump-sum investment of ₹60,000 in the ICICI Prudential Nifty Next 50 Direct Growth fund in August 2024. As visible in the attached portfolio, my overall investments are currently in the red.

I would appreciate guidance on the following:

1. Are these funds suitable for a 6–7 year investment horizon, considering I have a high risk appetite and my goal is long-term wealth creation?
2. I plan to invest an additional ~₹20,000 per month starting July. Would you recommend increasing allocations to my existing funds or diversifying into new mutual funds? If the latter, what criteria should I use to shortlist/select them?

Risk Appetite: Aggressive
Investment Goal: Wealth Creation
Investment Horizon: 6–7 years
Platform Used: Groww
Reason for Fund Selection: Primarily based on past performance