▲ 0 r/ynab
Why does YNAB ignore inflation? 💸
I've been using YNAB for six months, read the book and inflation isn't mentioned, not once.
My bank doesn't offer a decent return on cash deposits, so placing it on-budget in YNAB means assigning my six month emergency fund as a cash account even though it continues to sit in the brokerage in an ultra short term US Treasury ETF, effectively the same return as a money market fund.
What is everyone doing to fight inflation when you're several months ahead?
u/joe4ska — 3 days ago