u/joelmebiid

I am considering buying the subscription and opening ira (Roth) account for the 3.5% match. Webull is saying it will take 3 business days for the match to hit the account, as opposed to Robinhood who deposits the match instantly after I contribute.

I’m also considering going with Robinhood even if it’s 0.5% less because their Gold credit card, which I need to learn about more.

Have you used Webull match program and how long did it take for your 3.5% match to deposit into your account?

I’m 24M currently making 70K with W2 (before taxes) from my own business. Excluding investments, I have near 250K in cash, no debt and 800+ credit score.

I’m hoping to land a full time software engineer role by the end of the year. Ideally I like to believe I will succeed in getting a full time role in this time frame.

I am wondering whether I can get an apartment of my own with the income + savings (I recently learned about third party guarantors and living with roommates is also a consideration.), what my spending picture would look like with groceries, gym, potentially going out regularly multiple times a week, eating out, pursuing new hobbies.

I like to remain financially disciplined so I can always cut back on certain things that are recreational without issue, but eating well and going to the gym is a priority.

I have saved up a ton largely because of living with my parents since graduating college. I’ve felt that aside from pursuing a business rather than following the traditional corporate path, I haven’t been taking many significant risks such as moving to a big city.