u/jxg118

I am curious to understand what others do for healthcare when they retire before 65. My husband and I are 57 and 62 and plan to retire within the next year. But the health insurance worries us the most. We have a good amount saved balanced between 401k and brokerage account and money to pay off the house but the healthcare payment will be more than the mortgage payment was. It is daunting to leave a job and lose the healthcare. We will do COBRA for 18 months and then likely move to ACA but the cost is very high. Thoughts?

I finally finished my treatment after 2 years and am somewhat satisfied. The top looks great but the bottom was really stubborn and looks ok. I am now in the retainers and I can barely get them in and out even after two weeks. It is so painful when they snap in - and they are difficult to get on. Has anyone else experienced this? Did your ortho adjust them?