u/kennykorani

Paytm frozen my merchant account for 60+ days with no valid reason — need help

Hey everyone,
I run a small kirana store in Hyderabad and Paytm has frozen my merchant account balance of ₹54,133 since 5th June 2026. No chargeback has been filed by any customer against me.
Their reason is “high value transactions and repeated usage of same customers” — but these were genuine bulk grocery orders for private functions and parties. Completely normal for a kirana store.
What I’ve done so far:
Submitted all documents they asked for
Escalated to Nodal Team
Received 7 identical copy-paste responses over 60 days
Emailed RBI at crpc@rbi.org.in
Called RBI helpline 14448
Filed consumer complaint on edaakhil
Now filing on e-Jagriti
Paytm keeps saying funds will be released after 180 days chargeback window but no chargeback has actually been filed.
Has anyone dealt with this before? How did you resolve it? Any lawyers or consumer advocates who can help?
Any advice appreciated 🙏

reddit.com
u/kennykorani — 20 hours ago

Mac Studio M4 Max vs Custom Windows PC for dual Samsung Odyssey OLED G9 49” trading setup — need advice”

Mac Studio M4 Max vs Custom Windows PC for dual Samsung Odyssey OLED G9 49” trading setup — need advice”

Hey everyone, need some real world advice
before I make a big purchase decision.

MY MONITOR SETUP:
- 2x Samsung Odyssey OLED G9 49"
(5120x1440 240Hz) stacked vertically
- Running both monitors simultaneously
- Used purely for stock trading
(web based platforms like TradingView)

OPTION 1 — Mac Studio M4 Max
- 16-core CPU
- 40-core GPU
- 64GB Unified Memory

Questions:

  1. Does Mac Studio M4 Max support full
  2. 5120x1440 resolution on BOTH G9
  3. monitors simultaneously?
  4. What is the actual maximum refresh
  5. rate achievable on these monitors
  6. with Mac Studio — is it really
  7. capped at 120Hz?
  8. Does the 240Hz cap actually matter
  9. for trading use specifically or
  10. is 120Hz perfectly fine?
  11. Any web based trading platform
  12. compatibility issues on macOS?
  13. Anyone running dual 49" ultrawides
  14. on Mac Studio M4 Max — how is
  15. the real world experience?

OPTION 2 — Custom Windows PC
- Intel Core Ultra 7
- 32GB RAM
- 1TB Gen4 NVMe SSD
- NVIDIA RTX 5060 8GB

Questions:

  1. Will RTX 5060 drive both G9 49"
  2. monitors at full 5120x1440 240Hz
  3. simultaneously without issues?
  4. Is this config overkill, just right,
  5. or underpowered for a dual 49"
  6. ultrawide trading workstation?
  7. Any GPU or driver issues with dual
  8. Samsung G9 OLED monitors on Windows?

MY CONSTRAINTS:
- No space for a full tower PC on desk
- Need compact, silent, low power
consumption machine
- Already have a Windows laptop for
other work
- This machine is purely dedicated
for trading on dual monitors

Which would you choose and why?
Especially looking for people who
are actually running dual 49"
ultrawides for trading.

Thanks!

reddit.com
u/kennykorani — 5 days ago

Mac Studio M4 Max for dual Samsung Odyssey G9 49” — worth it or build a Windows PC?

Running dual Samsung Odyssey OLED G9
49" monitors for stock trading.
No desk space for a tower PC so
considering Mac Studio M4 Max.

Main concern — Mac caps refresh rate
at 120Hz. Does this matter for trading?

Or should I build a compact Windows PC
with RTX 5060 to get full 240Hz?

Anyone running dual 49" ultrawides
on Mac Studio?

reddit.com
u/kennykorani — 5 days ago

Mac Studio M4 Max vs Custom Windows PC for dual Samsung Odyssey OLED G9 49” trading setup — need advice”

Hey everyone, need some real world advice
before I make a big purchase decision.

MY MONITOR SETUP:
- 2x Samsung Odyssey OLED G9 49"
(5120x1440 240Hz) stacked vertically
- Running both monitors simultaneously
- Used purely for stock trading
(web based platforms like TradingView)

OPTION 1 — Mac Studio M4 Max
- 16-core CPU
- 40-core GPU
- 64GB Unified Memory

Questions:

  1. Does Mac Studio M4 Max support full
  2. 5120x1440 resolution on BOTH G9
  3. monitors simultaneously?
  4. What is the actual maximum refresh
  5. rate achievable on these monitors
  6. with Mac Studio — is it really
  7. capped at 120Hz?
  8. Does the 240Hz cap actually matter
  9. for trading use specifically or
  10. is 120Hz perfectly fine?
  11. Any web based trading platform
  12. compatibility issues on macOS?
  13. Anyone running dual 49" ultrawides
  14. on Mac Studio M4 Max — how is
  15. the real world experience?

OPTION 2 — Custom Windows PC
- Intel Core Ultra 7
- 32GB RAM
- 1TB Gen4 NVMe SSD
- NVIDIA RTX 5060 8GB

Questions:

  1. Will RTX 5060 drive both G9 49"
  2. monitors at full 5120x1440 240Hz
  3. simultaneously without issues?
  4. Is this config overkill, just right,
  5. or underpowered for a dual 49"
  6. ultrawide trading workstation?
  7. Any GPU or driver issues with dual
  8. Samsung G9 OLED monitors on Windows?

MY CONSTRAINTS:
- No space for a full tower PC on desk
- Need compact, silent, low power
consumption machine
- Already have a Windows laptop for
other work
- This machine is purely dedicated
for trading on dual monitors

Which would you choose and why?
Especially looking for people who
are actually running dual 49"
ultrawides for trading.

Thanks!

u/kennykorani — 5 days ago