Inheritance plus savings
So I've been told I'm going to get about 30k in inheritance once everything is settled. I have 20k from a previous inheritance that is sitting in a Barclays savings account because I haven't got round to actually doing something useful with it because it's way more money than I have ever seen and it hit my bank so I just put it in a high interest account and.. kinda forgot about it. Now... There's more.
My partner and I have been talking about putting it into an ISA (he also has some inheritance which is significantly less and specifically has to be moved to an ISA).
I have no problem with putting my money in, just make sure my contribution is known if we do use it towards a mortgage. We don't know where we want to live so putting it in an ISA isn't ideal.
But this is crazy money, I earn less than 50k a year and I'm suddenly going to have access to that...
I absolutely will not be using this as spending money. This is "get a mortgage" "pay off student loans" "invest in something", its practical money. Might take a holiday because the inheritance came from people who loved travelling and hearing about my travels when they weren't able too but it's fundamentally practical money.
But what would be the best way to save it? I don't want it linked to my day to day bank account.
I was reading about potentially splitting it across different accounts to get the best interest rates. Can you do that across different banks or the same bank? What would be the best options?