How to offset gross income above £100k
Hello,
I am going into a new job but may have the option to go into a second job as well, but I want to wait until I get more experience to consider the second job.
I am negotiating the pay for the first job, which may range between £86-99k, whereas the second jobs pay is £130k.
I am worried about going above £100k, as I would loose free childcare. I am financially inept, so I am not sure what to do and how to approach reduce net take home. I understand above £100k, I would loose on my personal allowance and also the free childcare.
Any advise would be appreciated.