Big Beautiful Bill Changes
I’m 30 years old, a mom of two, and currently in my senior year of my pre-law degree. My ultimate goal has always been to become an attorney, so I’m trying to finish my bachelor’s and then move on to law school.
With the changes from the “Big Beautiful Bill” and the new limits on how much students can borrow federally, I’m genuinely wondering how other people are planning to afford school — especially those of us who don’t have the ability to just pay thousands of dollars out of pocket.
For those who have maxed out or are limited on federal aid, what are you doing to cover the remaining balance?
And if you’ve tried private student loans but were denied (or needed a cosigner and don’t have one), what options have you found? Payment plans? Scholarships? Working with the school? Taking fewer classes? Something else I’m not thinking of?
I’m especially interested in hearing from other adult students, parents, or anyone planning on graduate/professional school. I’ve worked really hard to get this close to finishing, and becoming an attorney is genuinely my dream. I don’t want finances to be the reason I have to stop.
Not looking for judgment about taking out loans — just hoping to hear what other students in similar situations are actually doing to make it work.