I keep second guessing myself...
I have been kicking around the idea of buying an EV due to my monthly gas expenses. I currently drive a 2016 Toyota Tundra TRD Pro with 66k miles that is averaging 13.3 miles per gallon. It has a 38 gallon tank and I usually top it off every week at $90 a pop.
I have found some pretty good deals at my local Toyota dealer on 2026 BZs and they are currently offering 1.9% apr for 72 months.
I still have about 32 months left on the loan for my Tundra. If I were to get the BZ, between payment, gas, and insurance, I would save about $400 per month. My issue is starting over with a new loan. For the next 32 months I would save a ton. But if I stayed with the truck, I would be done with payments in 32 months.
Maybe I am overthinking this....would love to hear other people's insight.