u/mohit0210tyagi

I have my Kalyan jewellers scheme about to mature

10 months done, around 57 gms gold accumulated. With 19.5% making free , rest payable plus 3% Gst

Now i went for early look, but most of temple jewelry had 25 percent plus making.

One set combo we liked , is in pic.

But we can also go for bangles (attached in 2nd pic) , making 18.9 percent .

Set combo wt around 56gms. But i have to pay 5.5 percent plus 3 prcnt gst ...which will be around 75k extra

If i go for 40gm bangles 16gm small temple set, extra payable is 25k around.

Should i spend 50k more? Any other option? Anyone else who redeemed it smartly.

Edit Just to add, i already have 1 long antique set 70 80gms