u/nazranicrusader

Need help for managing my debts.

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I'm 25, and I work in IT, almost 2 years experience.

Salary 38-42k per month.

I've a debt of 500000 including 100000 in CC, and others in Loan Apps. CC 100000 has 2 emi converts 30k and 40k, which I'm paying and duration is 3-4 yrs, for lessea emi. Remaining 40k is rotating everymonth.

Monthly salary only goes for repaying loans.

Like loans are of shorter terms, so pays after I received salary.

Whole salary goes to interest and I retake all loans each month.

I'm kinda going to be messing up, I guess.

No support from any other people.

Main thing I'm looking is to avoid/close these big salary date loan.

Has a cibil or 750+.

No gold or nothing , I'm all alone.

How can I loan free in some 6 months.

Can someone help me.

I was unable to jump to some new openings in a better company and package, because I'll be salary less for some 60-80 days notice.

Can someone help me find a way.

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u/nazranicrusader — 11 hours ago