📢 June Portfolio Update 📢- Back After a Long Break
After a long break from posting, life got busy, but I’m finally back with portfolio updates.
A lot changed since the last update.
The portfolio structure is very different now.
Most of the single-stock income ETFs were sold.
The Ultras sleeve is now much smaller.
And the remaining single-stock ETF exposure is only a tiny part of the portfolio.
June was not a great performance month, but it was an important cleanup month.
📊 Progress and Portfolio Update
Total portfolio value: $300,610
Total profit: +$31,071
Total return: +8.6%
Projected annual passive income: $61,576 after tax
Projected monthly income: $5,131
📥 Total Dividends Received in June
💵 June dividends: $5,273
That is more than $175 per day.
The income engine is still working.
But June was a reminder:
NAV matters.
Total return matters.
Risk still matters.
🔥 Snowball / ROC Update
One cool thing I found this month:
I can add ROC-related tax refunds into Snowball Analytics.
Some distributions later get reclassified as Return of Capital, or ROC.
Since my broker withholds tax automatically, part of that tax can come back later after the ROC reclassification.
I added those refunds into Snowball, and now the portfolio return reflects the real result much better:
Dividends
Price movement
Taxes
ROC-related tax refunds
Real total return
For an income portfolio, this is a big deal.
Not tax advice, just how I track my own portfolio.
💼 Portfolio Structure
My portfolio remains structured across four sleeves:
Dividend Boosters 49.2% | Alternative Income 25.0% | Core Portfolio 23.3% | The Ultras 2.5%
The structure looks healthier than before.
The Ultras are smaller.
Alternative Income is meaningful.
Core is stronger.
Dividend Boosters still drive the income.
🛒 Additions in June
💥 Dividend Boosters
✅ DRMP
Memory semiconductor income exposure.
AI memory, HBM, DRAM, NAND, and advanced packaging.
Small starter position.
🧱 Core Portfolio
✅ TDVI
More balanced technology income exposure.
Tech income, but not ultra-high-yield.
🏢 Alternative Income
✅ RISR
Interest rate hedge and alternative income exposure.
✅ FOXY
Currency strategy ETF.
Another diversifier outside equity option income.
✅ KGLD
Added more gold income exposure.
Still one of my favorite diversifiers in this sleeve.
🔁 Sold / Rotated Out
❌ PLTI
Sold because the fund was closing.
❌ HOOW
Sold with around 28% profit.
The HOOW sale changed how I think about The Ultras.
Going forward, The Ultras are more tactical:
Better entries.
Smaller sizing.
Take profits when it makes sense.
Less attachment to the distribution.
The Ultras are now a tactical tool, not the foundation of the portfolio.
🚀 The Ultras, loan funded portfolio
Now much smaller and more controlled.
Current weight: 2.5%
💰 Current value: $7,407.73
📈 Total profit: +28.2%
💵 June dividends: $504.52
Breakdown by ticker:
TSLW 32.72%
COIW 26.54%
MSTW 20.63%
PLTW 20.12%
Dividend Breakdown:
MSTW $119.18 | COIW $118.18 | HOOW $108.91 |
TSLW $81.16 | PLTW $69.32 | PLTI $7.76
The June dividends still include HOOW and PLTI, which were sold during the month.
These funds can still create income and tactical opportunities, but I do not want them controlling the portfolio again.
💥 Dividend Boosters
Still the main cash flow engine.
Current weight: 49.2%
💵 Dividends Received: $3,627.75
💰 Total Value: $148,044.80
📈 Total Profit: -1.8%
Current Holdings:
BLOX 19.69% | ULTY 12.86% | KYLD 10.90% | TOPW 10.63% | CHPY 8.45% | GPTY 6.57% | GIAX 6.47% | CEPI 5.72% | SPCI 5.26% | MINY 4.75% | BTCI 3.16% | NEHI 2.45% | DRMP 1.26% | XRPM 0.95% | SOLM 0.88%
Dividend Breakdown:
BLOX $824.73 | ULTY $732.16 | TOPW $314.69 | CHPY $304.96 | SPCI $270.00 | GPTY $229.88 | CEPI $212.46 | KYLD $208.80 | GIAX $168.21 | MINY $134.55 | BTCI $85.15 | NEHI $79.54 | XRPM $32.61 | SOLM $26.40 | DRMP $3.60
Great income, but still a sleeve where I need to watch NAV, concentration, and total return.
🧱 Core Portfolio
Built for balance and durability.
💵 Dividends Received: $529.19
💰 Total Value: $70,066.12
📈 Total Profit: +34.7%
Current Holdings:
IWMI 21.46% | QQQI 12.24% | SPYI 11.59% | KQQQ 10.66% | IDVO 10.07% | TDAQ 6.73% | RSPA 6.17% | GRNI 4.76% | NIHI 4.71% | TSPY 4.26% | TDVI 3.49% | OVL 2.59% | GPIQ 1.27%
Dividend Breakdown:
IWMI $132.29 | QQQI $74.43 | KQQQ $64.58 | SPYI $60.93 | TDAQ $49.24 | TSPY $26.33 | IDVO $26.18 | RSPA $25.05 | GRNI $20.51 | NIHI $19.83 | TDVI $12.36 | OVL $11.64 | GPIQ $5.84
This is still the strongest sleeve from a total return perspective.
🏢 Alternative Income
Focused on different income sources outside the usual tech, crypto, and option-income world.
💵 Dividends Received: $611.48
💰 Total Value: $75,090.87
📈 Total Profit: +3.7%
Current Holdings:
KGLD 13.62% | KCOP 10.16% | WEPN 10.11% | IYRI 10.01% | NUKX 9.41% | KSLV 7.38% | EMO 6.20% | CEFS 4.64% | MLPI 4.62% | NDIV 4.05% | PFFA 3.97% | MAIN 3.94% | TYG 3.88% | FOXY 2.38% | UTG 2.33% | ASGI 2.14% | RISR 1.16%
Dividend Breakdown:
KGLD $107.40 | KSLV $98.55 | KCOP $76.73 | WEPN $55.74 | NUKX $52.68 | IYRI $51.51 | MLPI $31.07 | EMO $25.11 | TYG $24.23 | MAIN $23.94 | PFFA $18.76 | CEFS $14.28 | ASGI $11.90 | FOXY $9.90 | UTG $6.45 | RISR $3.24
This sleeve gives me gold, silver, copper, nuclear, defense, energy, preferreds, BDCs, CEFs, utilities, currencies, and interest rate exposure.
📊 Diversification and Weight
Largest positions:
BLOX 9.69% | ULTY 6.33% | KYLD 5.37% | TOPW 5.23% | IWMI 5.00%
Other notables:
CHPY 4.16% | KGLD 3.40% | GPTY 3.24% | GIAX 3.18% | QQQI 2.85% | CEPI 2.82% | SPYI 2.70% | SPCI 2.59% | KCOP 2.54% | WEPN 2.52%
🏆 Top Performers, June
CHPY +12% | DRMP +5.6% | KYLD +3.8% | FOXY +3.3% | IWMI +3.2%
⚠️ Laggards
MSTW -53% | SPCI -34% | COIW -28% | KSLV -22% | NEHI -21%
📉 Performance Comparison June 1 → June 30:
Portfolio Performance: -6.48%
S&P 500: -1.3% | Nasdaq 100: -0.25% | SCHD: -1.86%
June was weak from a total return perspective.
Income stayed strong, but the portfolio underperformed the major benchmarks.
The main focus this month was cleanup, reducing single-stock ETF exposure, and making the portfolio more intentional.
💡 Performance Summary
June was mainly about cleanup and control.
I reduced The Ultras.
I sold PLTI because it was closing.
I took profit on HOOW.
I added DRMP, TDVI, RISR, and FOXY.
And I improved my tracking in Snowball with ROC-related tax refunds.
Strong income.
Weak performance.
Better structure.
More control.
📌 Closing Thoughts
A lot changed since my last update.
The portfolio is now much less dependent on single-stock income ETFs.
The Ultras are no longer a major part of the portfolio.
And I’m trying to make every sleeve more intentional.
The strategy keeps evolving, but the principle stays the same:
Cash flow first.
Compounding second.
Price volatility last.
🔄 I track everything using Snowball Analytics, including dividends, performance, allocation, and now also ROC-related tax refunds.
💡 Reminder: All numbers above are after tax, my broker withholds taxes automatically.
Not financial advice, just sharing my own portfolio journey.
How was your June? Share your updates below 👇👇👇