u/notnaturalcas

▲ 1 r/ynab

Adding a loan I have already paid off?

Hey y’all! I’ve been using YNAB since the beginning of this year, and I am absolutely obsessed! I have gone from a net worth of approximately -11k when I started to almost 7k today, and almost debt free.

One of the debts I paid off thanks to YNAB was what was left of my auto loan, and I had an auto loan category. This worked for actually saving up to have enough for my payment, but now that I’m a little more seasoned with YNAB I have gotten really into using it for tracking in addition to planning. I’d love to have my net-worth chart more accurately depict how it actually has changed over time, and I never actually added in my auto loan as debt that I was holding.

Is there any way to retroactively add in the auto loan that I have already paid off and migrate my old auto loan category activity there?

Thanks guys! I have been loving keeping up with posts from this community, YNAB has really helped pull me from feeling like I was in financial ruin to having hope for my financial future.

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u/notnaturalcas — 3 days ago