u/old_trashcan

What does the stock market do in periods of high inflation?

My employer offers hospital indemnity insurance and accident insurance which pays out a lump sum amount based on whatever length of hospital stay/accident. I have a 4 month old baby and a spouse. The costs are about $40/mo for each insurance plan ($80/mo for both). Do you think this is worth the cost?

I understand this isn’t health insurance. We currently have a PPO, and that wouldn’t change. We pay our deductibles, co-pays, and out of pocket maximums without much trouble so that’s not really a motivating factor.

The planned through the Hartford if that makes any difference.