u/outside_the_net

Hey all. Sorry if this has been discussed already. I’ve always been on an IDR plan, SAVE most recently, and surrendered to doing the 20/25 year repayment (I have some time with PSLF but that wasn’t mentally sustainable for me with my field of work). Now that things are so uncertain, and my interest is going up $1000 a month, I’m debating trying to pay off some of the lower amount, higher interest loans just to have less loans that can accrue interest. I also don’t want to just throw money into the wind given how much will still be accruing (my grand total student debt is $249k 😅). Part of me is thinking don’t do anything, save my money, and just move forward with monthly repayments for a very long time since I can’t get ahead of this amount. (I’m also aware of the tax bomb, will prepare for that). Any suggestions, approaches, insights etc would be greatly appreciated.