u/peterjza

With all the hype around the SpaceX IPO, I have a few questions as someone who only dabbles in investing.

When SpaceX goes public, would retail investors like me be able to buy shares directly through platforms such as EasyEquities, or would exposure mainly be through ETFs/index funds that hold the stock?

If not,are there any listed companies that could potentially benefit from SpaceX's growth and launches that investors should keep an eye on?

I'd be interested to hear people's opinions

Hello,

I would appreciate some advice and analysis on my current investment strategy.
I'm 43 years old and, after all my expenses, I have approximately R40,000 per month available to save and invest.

My current position is:
I contribute R11,500 per month to a Sygnia Skeleton 70 Retirement Annuity (RA).
My TFSA is fully maxed each year and is invested in the Satrix MSCI World ETF.
I have a home loan, and for the past couple of years I've directed most of my surplus cash towards paying it down. I've managed to pay off roughly 50% of the bond in less than two years.
I currently have around R80,000 invested in the MSCI World ETF and about R10,000 invested in the Satrix Nasdaq 100 ETF.
I also have approximately R10,000 in EasyEquities, where I've been investing in a few individual AI-related stocks, some of which have performed very well.
I do not maintain a separate emergency fund or savings account, as I treat the surplus funds available in my flexi home loan as my emergency reserve.

One of the reasons I've prioritised paying down my bond is that I'm somewhat concerned about the potential impact of AI on my future employment and earning capacity.

After reading the Wiki, I can see that increasing my RA contribution may be worth considering, and I plan to look into that.

My main questions are:
Is it reasonable for my TFSA to remain fully invested in the Satrix MSCI World ETF?
Going forward, what would be a sensible allocation of my monthly surplus between:
Additional bond repayments, and Investing in equities?

If I do increase my equity investments, should I continue focusing on MSCI World, or would it make more sense to allocate more towards the Top 40, Nasdaq 100 or something else?
Given my age, current investments, and concern about AI-related career risk, does my overall strategy seem balanced, or am I being too conservative by prioritising the bond?

Any thoughts would be appreciated.