Will a line of credit with a supplier affect my borrowing capacity?

Hi everyone.

I'm a tradie and I was going to setup accounts with some of my suppliers. These are usually paid fortnightly and would be like 2-3k credit limits. If I set these up will the bank be aware? Also, most of my income comes from PAYG (same with my wife) but we both have ABN's. Do banks care we both have small side businesses? We have 0 debt of any kind except our land loan on the land we are about to try and build on. No afterpay or anything.

Thanks for the help.

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u/poopymcgeeplop — 3 days ago
▲ 1.0k r/australia

The census should have differentiated dwelling types

I want the government to know I live in a fucking caravan. There is no way to differentiate between a caravan and a one room house on the form. (Side note, I'm so impressed they put a paper form on my caravan step, well done census workers for going that extra mile).

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u/poopymcgeeplop — 9 days ago
▲ 819 r/australia

If your business uses Shopify for its website.

Send a fucking Australian invoice as standard for every order. An order confirmation is not an invoice. This is driving me crazy. I shouldn't have to email you for a fucking invoice every time.

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u/poopymcgeeplop — 2 months ago

Epoxy grout for bathroom?

Hi, I always see posts on here recommending epoxy grout for bathrooms but my builder just laughed and said no tiler wants to do it. I also asked tilers I knew on site and said nobody uses it, obviously because it's a pain and they said it's excessive. I then went to the grout suppliers and asked how much they sell, they said they only sell it for pools etc. and nobody uses it for bathrooms.

Is this just a Reddit thing?

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u/poopymcgeeplop — 3 months ago