Passed this morning
Took the exam today and passed. Prepared for a month using kaplan mainly but also took practice exams from STC, achievable, and the finra website just to see how different providers were framing questions. Went through kaplan's study plan as they laid it out for me and then just spammed simulated exams using the question bank (ended up going through every single question in their bank). For reference I was testing in the 70s while reading the material but by the time we got to the final and mastery exam I was in the 80s and even 90s sometimes. Thought the mastery exam was far harder than the actual exam today.
IN MY EXPERIENCE, the exam was most worded like the practice exam on the website. Kaplan, STC, and achievable exams that I saw were harder and worded with far more difficulty than the actual exam which means you should be familiar with the concepts and not focus on memorizing the questions. For my test the most prominent topics were options, prohibited activities, types of risks, and investment company questions (mainly mutual funds and NAV). I did not have to use the calculator once and didn't have a single bond see saw question which is funny cause that was in every single Kaplan exam. I finished the test in about 30 minutes and then went through the questions one more time (changed about 2-3 answers). I think about 55 of the questions I had the answer immediately (so I knew I was going to pass) with the others being a bit in the air. Learn the concepts and you'll be fine. These third party providers do a good job of making it harder