
Managing a youth group or savings chama? Here’s a free tool that tracks contributions, loans, and expenses inside chat
Hey everyone – I’m part of a team that built kit-ifms, a management tool for youth groups, investment clubs (chamas), and small community projects.
We saw too many groups struggling with:
· Manual contribution lists (copy/pasting names every week)
· No transparency on where funds go
· Difficult peer lending within the group
· No built-in voting or meeting reminders
So we integrated everything into a chat environment (no need to switch between WhatsApp, Excel, and M-Pesa).