u/sham9795

Do most of you renew your OBC-NCL certificate at the beginning of every financial year or only when you clear an exam stage and document verification is approaching?

Since many banking and other competitive exam notifications require a valid OBC-NCL certificate for the relevant financial year, I'm wondering what the common practice is.

Renewing it every year seems safe but also feels unnecessary if you don't end up needing it. When do you usually renew yours, and have you ever faced any issues because of the certificate's validity?

Would appreciate hearing from those who've been through this.