I need some advice!l
I’m just going to cut to the point, I grew up with parents who were absolutely horrendous with money and taught me nothing good about it what so ever. I also dropped out of school at 14 and really struggle with math. Luckily I’m now free from that. I’m 19 now, left home at 15 and have been able to save over the past year and have £4500 saved.
I’ve looked online about saving accounts, how to be “smart” with money etc and it’s extremely confusing and overwhelming for me, hence why I’m coming here since I’m embarrassed to need stuff explaining from the people around me.
So basically, I’m with Lloyds and don’t know what savings account to get etc, do I need a credit card and stuff like that, and was hoping if someone could break it down in an easy way for me?