I just received the highest insurance quote I've ever seen
Hi yall!
I have yet to get my first bike. I just got a quote from both Geico and Progressive. $350-600 a month!! This just doesn't seem right. I know insurance is a complicated algorithm, but this is crushing my dream. What insurance are you guys using?
Details:
I am a 31 year old female with 11 years (car) driving experience. No accidents, no tickets. I live in California and I am looking into a Ninja 500, but maybe I might have to change the bike I want due to this, I've seen quotes for $100k cars for less than this.
Suggestions on what to do would be helpful! Especially if you live in California too
Edit:
I did take my MSF course and I just got my M1 endorsement two days ago
Edit 2:
I just got quoted using a VIN for a 2017 Honda Rebel and it dropped to $60 a month. A 2023 Ninja 400, $250. Maybe it's a combo of sports bike + high theft area + new rider. My friend who lives 15 minutes from me pays $115 for his Triumph Daytona 650. Insurance is greeeat so not complicated 🙃
Edit 3:
Its the financing. I knew it would make a difference but not that much of a difference. The 2023 Ninja 400 went from 250 a month to 20. Thankfully I can buy it cash, I just didn't want to but now I will!