u/stankbug89

Hi all, I'm finally turning my side-hustle into my main gig and in the process of putting everything place I'm now learning about the FTC 3 day cooling off rule and that I should probably work some language into my work orders so that it doesn't bite me in the ass.

My understanding thus far is that if we get sign-offs remotely (online pdf, form etc.) it negates the customer's right to the 3 day cancellation rule and we should always do that, at least for the bigger jobs.

Curious if anyone has dealt with customers weaseling out of payment on work that was in-process or already completed?

New to the handyman business. I'm shopping around for GL insurance and I was quoted $65 a month (no separate tool policy). I noticed it didn't include appliance repair, which includes garbage disposal swap and maintenance—a basic cost center for most handymen). If I choose to include that rider, it boosts the monthly to a whopping $281!!! WTH? I'm assuming that most guys just kind of take their chances when taking those jobs without specific appliance insurance?