Some advice
Hello.
I've found myself in a position where I am leaving a controlling relationship. I am privileged enough I can buy a property. For personal reasons, I really do not want to be renting.
I'm just unsure of what to do. Not looking for advice but just some opinions and views from others.
Some relevant points:
I don't drive. I am trying to learn but that is hard so I am taking my time and I want to be safe. It likely will be at least a year before I get a car.
I am good at reviewing disclosure documents based on my professional background. So I can spot a lemon pretty well.
I would like to be within walking distance of a supermarket.
A balcony or patio type thing is essential. It would feel claustrophobic to me otherwise.
I ride my bike to work and to my cycling club. Leaving for Cycling club is three times a week and would require a 45 minute ride from Nundah at 4am-5am or 20 minutes from Teneriffe. Being able to ride my bike everywhere is of paramount importance to me. It's my happy place. I'd live in a shoebox to continue riding my bike the way I do.
I am a solo girly. Safety is a concern.
Flooding is a concern for a lot of inner city suburbs.
I am young ish and have a budget of $680k.
Right now I'm looking at:
One bedroom apartment in Teneriffe. Nice medium size complex (no lift). First floor. The catch? no car park. Body corp $220 a fortnight.
One bedroom apartment in Nundah. Large complex. Tenth floor. Has a car space. Has a lift (pain in the ass if the lift breaks). Body corp $240 a fortnight.
Wait until October for possible market crash.
Something else??????
Buyer's Agent? They seem expensive?
I don't know what to do - floor space is exact same, position to the sun is exact same. Price is somewhat similar. Need for minor renovations is similar. I am a bit stressed because I don't want to lose a good option or overpay. But at the same time, I don't want to wait for a price drop that will never come. On top of that, I don't want to make the wrong decision when it comes to deciding over factors like a car park or lift.