u/strawberry-andromeda

https://www.reddit.com/r/StudentLoans/s/oDlnz6DZBv

For context! I did it. I paid off the highest interest one today ($11k) and the baby one ($450). I’m tackling the $32k next (within a month) and my balance will drop to $95k or so!

I received extra money and wanted to pay off 12k of my 144k balance (the 12k loan is my highest interest loan). My monthly minimum is $1005. Would paying off that loan change my minimum? ChatGPT said it wouldn’t and would only change my payment term by 2 years, so it doesn’t seem particularly worth it.