How to budget a shared bank account?
Hey there. I budget with YNAB for four years now and really love it as it helps me keep my finances in check. Now I’m gonna marry in a couple of months and we want to have our separate bank accounts and a shared one. My wife-to-be isn’t keen on budgeting so her using YNAB too isn’t an option.
How do I budget those fixed dollars I’ll be sending to our shared bank account (like rent, groceries, etc)? Just as I always did or should I create that shared account in my YNAB and do the whole budgeting for it?
For example I currently budget 400 per month for groceries, 400 for rent, etc. Since we split those costs 50/50 atm and since I know what does are for that works. But what if I’ll be sending a fixed amount of my paychecks to that shared account at the beginning of the month without actually knowing what it’s gonna be spend on?