Path to FIRE
I am 40 years old , wife is also 40 , our son is 13 years old (grade 8th)
Both in big tech with annual comp as 2.2 cr combined
Liquid assets around 9.2 cr plus a paid off house worth 5 cr in Delhi, may inherit 2cr to 4cr worth assets in long term but do not want to count it in calculations.
Current monthly expenditure is 2.3 to 2.5 lacs per month but out of this rent in hyd is 62k per month and school fee is 50k per month, rent would not matter if and once we move to hometown in own house, school fee will be applicable for next 5 years though
Most likely AI may take our jobs in next 1 year, also we are kind of burned out and stopped enjoying the jobs after working for 18 years in the industry, currently in Hyderabad but will move to delhi post retirement
Please review the attached investment portfolio and suggest if we are good to retire, or if there are any red flags
Also how to draw income from this portfolio and what steps are needed to have a safe monthly withdrawal.