Claim Rejected stating Congenital Anomaly
My 7 month son has undescended testis and the doctor has suggested Orchidopexy surgery.
Raised a pre-authorisation through the hospital it got rejected stating it is an Conginital Internal Anomaly.
My son has insurance from day 1.
Insurance: The New India Assurance (Corporate TCS policy)
What can be done here? Please advice.
EDIT: Now the India Assurance and Bajaj General both are stating it as Conginital External Anomaly (anomaly which is visible). Which is excluded in the policy unless life threatening.
u/therealvadapav — 3 days ago