My attorney is charging me $3800 includes the filing fee of $395. Is this normal? Sounds excessive. Also won’t file until it’s paid off. Reputable firm btw. Did my homework.
Edit: the attorney in this thread answered. Thank you everyone. I thought it was the same process for everyone, didn’t know complex cases take more work.
Table and chairs- excellent condition
Glass desk w/chair
Side tables w/outlets
Brand new sweaters size S
Side table with outlets
Tree of life runner
Entry table
Curtain with hooks
Laundry basket
End table with outlets
Christian Louboutin Black Patent Platform Boots Size 11 (EU 42) | Christian Louboutin black patent leather platform ankle boots with the signature red sole. Chunky platform heel, glossy finish. Worn only a few times, excellent condition. Suggested price: $450–650
Valentino Garavani Ivory Patent Block-Heel Sandals Size 11 (EU 41) | Valentino Garavani ivory/cream patent leather block-heel mule sandals with ankle strap and gold-tone hardware. Made in Italy. Barely worn, like-new condition. Suggested price: $350–500
Calvin Klein Nude Leather d’Orsay Pumps Size 11 | Calvin Klein nude leather d’Orsay pumps with pointed toe. Classic silhouette, versatile nude tone. Gently worn. Suggested price: $35–55
Steve Madden “Nelle” Pearl & Rhinestone Ankle Boots Size 11M | Steve Madden Nelle ivory ankle booties covered in pearl and rhinestone embellishments. Glass/fabric upper, synthetic sole, zip closure. Statement piece, like-new. Suggested price: $45–70
Cream Leather Knee-High Pointed-Toe Boots Size 11 | Cream leather knee-high boots with pointed toe and side zip. Sleek, minimalist silhouette. Excellent condition. Suggested price: $60–90 (adjust once brand confirmed)
Anne Klein Pink Suede Driving Loafers Size 11 | Anne Klein iFlex pink suede driving moccasins with silver bit hardware. Comfortable flex sole, soft suede upper. Like-new. Suggested price: $30–45
Comfortiva Pillowtop Cognac Leather Loafers Size 11 | Comfortiva Pillowtop cognac leather buckle loafers. Cushioned comfort insole, brass-tone hardware. Gently worn. Suggested price: $25–40
Comfortiva Pillowtop Black Leather Loafers Size 11 | Comfortiva Pillowtop black leather buckle loafers, same style as above in black. Cushioned comfort insole. Gently worn. Suggested price: $25–40
Vizzano Black Peep-Toe Platform Pumps Size 11 | Vizzano black faux leather peep-toe platform pumps. Sleek platform heel, open toe. Like-new. Suggested price: $25–40
Vizzano Nude Leather Pumps Size 11 | Vizzano nude/taupe pumps, rounded toe, classic block heel. Like-new. Suggested price: $25–40
BCBGeneration Tweed Bow Flats Size 11 | BCBGeneration black & white tweed pointed-toe flats with oversized rhinestone bow detail. Statement flat, excellent condition. Suggested price: $30–50
Azalea Wang Silver Rhinestone Pumps Size 11 | Azalea Wang denim-blue pointed pumps fully embellished with iridescent rhinestones. Eye-catching statement heel. Like-new. Suggested price: $35–55
Sun + Stone Black Patent Mary Jane Heels Size 11 | Sun + Stone black patent block-heel Mary Janes with crisscross ankle strap and buckle closure. Square toe, on-trend silhouette. Like-new. Suggested price: $25–40
Aldo White Patent Platform Sandals Size 11 | Aldo white patent leather platform ankle-strap sandals with block heel. Bridal/going-out style. Like-new. Suggested price: $30–50
I’m trying to figure out the real-world difference between Chapter 7 and Chapter 13. I know the basic legal difference Chapter 13 has a repayment plan and Chapter 7 doesn’t, but I’m more interested in how you’re treated afterward.
For people who’ve actually filed, did you notice a difference in getting approved for credit, car loans, mortgages, apartments, etc.?
Did you get to keep any of your credit cards, especially Amex?
Or do they pretty much close everything regardless of whether it’s a 7 or 13?
Someone at a dealership told me they don’t care whether it’s a Chapter 7 or 13. He said a bankruptcy is a bankruptcy and they look at them the same, so if you qualify for Chapter 7, you might as well do that instead of paying into a Chapter 13.
Is that actually true? Or do lenders and credit card companies look at them differently? I’m mostly looking for people who have firsthand experience or who work in lending and have seen both.
How long does it take for a car to get repossessed once you stop paying on it/file BK chapter 7?
Any reason why a chapter 7 would be denied?
Best Offer- must pick up- River North
- Water Dispenser- SOLD
- Podcast equipment
- glass desk and Chair - STILL AVAILABLE
-plastic drawers next to desktop
- table with chairs
- shoes-$500 a bag (2 bags)
Size 0-6. Zara clothes- some brand new. Must pick up. River north
Selling a deal, plastic drawers, desk chair, podcast equipment. Best offer, must come pick up. River North
Has anyone let their car go too in BK? Was it hard to purchase another? I’m considering letting the Mercedes go but not sure I can do without a car. Total for the car a month is $3500 with parking, payment and insurance. My sister said it’s been impossible for her to purchase another car and always needs a co-signer years later. Any advice or tips, greatly appreciated.