u/tinsterr

Hi All -

For context, I make about 100k/yr . Around January 2026 , I maxed out my 2026 Roth IRA contribution ( with Fidelity). However, the company I’m working at is going through an acquisition, and awarded us with RSU’s ( company stock options), and we received a bonus on top of that which puts my year-to- date 2026 gross income to be around 280k. I know this is well above the Roth IRA limit, but I’m looking for advice on what to do with the Roth IRA $ I’ve already contributed? I don’t want to get in trouble with the irs ! Thank you in advance