Insurance advice for parents of age 80 and 85
My parents are currently covered under a Star Health medical insurance policy, but we have experienced significant delays and difficulties with both cashless pre-authorizations and post-treatment reimbursement claims. Consequently, I am looking to port their coverage to a more reliable insurer.
In my preliminary research across providers like Tata AIG, ICICI Lombard, ManipalCigna, Niva Bupa, and HDFC ERGO, I noticed that entry age limitations restrict coverage options for individuals over 75, with ICICI Lombard and HDFC ERGO appearing to be the primary options. I would appreciate your guidance on the most suitable policy and provider for senior citizens given these constraints.
u/tp_1001 — 3 days ago