u/tristnshout

I know absolutely nothing about the process but am keen to get some advice from you lovely people please!

I'm on 140k and my partner is a sole trader, the next year coming up is looking for her to be around 30k but her previous year was 60k - unfortunately at the moment pretty variable. We have three dependants, no outstanding loans (car and HECS all taken care of previously) and are fairly sensible with saving. Paying 2600 a month in rent and putting away roughly 2k a fortnight in savings (currently at 63k).

I'm sort of resigned to never owning a house - is there any path here to a decent loan?