DMV Question - Lapse in Insurance (only had storage policy) - Penalties?
***LAPSE IN INSURANCE - ONLY HAD STORAGE POLICY ACTIVE ***
I think I messed up massively. I have 3 cars. I left the country for 5 months. Before doing so, I changed my policy on my cars to storage only. I wasn't aware I needed to give up my plates to NV. I know, I should have, and that if I checked their website I would have known. I know, and accept responsibility.
My cars were parked on my property with the batteries removed. I tried my best to keep the cars in good condition while I left. I have passports and Visas and airplane tickets to support my case.
I just received a letter from DMV asking to confirm my insurance policy. If there is a lapse they will impose heaviy fines and a requirement for an SR22 since its been longer than 90 days.
I've read online that for first time offenders may be able to sign an affidavit to avoid fees. I am assuming this one : https://dmv.nv.gov/pdfforms/nvl003.pdf
Question:
- Is this the correct affadavit?
- It seems like there are two possible fees/fines. A reinstament fee and a fine. With the affadivt, will I still need to pay the Length of Insurance Lapse Fines? I honestly can't afford an SR22 right now, and not sure how it will be possible for me to keep insurance.
Any insight or help is needed.
Thank you!