u/urbanwhat

I am a greencard holder and my spouse is a US citizen. A local bank is offering 5.74% interest which includes a 0.25% discount for FTHBs. Unfortunately they are unwilling to put my name on the loan because of my immigration status. My spouse makes enough to qualify independently.

We went with another bank that's giving us 6.75% but is willing to put both of us on the loan.

Now we're having second thoughts - did we make an emotional decision that would end up costing us nearly $500 a month?

Spiraling here and looking for advice!

EDIT: whoops. Thank you for the reality check. Needed it!! I should've worded it better. We still haven't gotten the loan yet and have time to go with the initial bank. Hopefully it can still happen.

My wife and I did a guided canoe camping trip in Nova Scotia last summer and were absolutely smitten. We live in the Boston area and were wondering if there's anywhere nearby/New England/Eastern New York in general where we could do something similar?

We don't own a canoe, and have only ever done basic camping alone. That time in Nova Scotia was really unique, but was possible only because of the guide we had with us.

Would love suggestions for guides or companies who do guided canoe camping trips nearby! Thank you. Hopefully as we get more confident we'll buy a canoe and do our own thing. But until then.

Thanks!