u/vadersgambit

TLDR: Sorry for the long post! As a BG3 fan with a few D&D one-shots under my belt, I’m hoping to form a beginner-friendly D&D group centered around a basic Forgotten Realms adventure, maybe a pre-written campaign. Looking for a DM and a few players who want to commit to a recurring game. We can meet up first to make sure everyone clicks before starting.

Post: Hello! I’m hoping to find some like-minded beginners who are relatively new to tabletop D&D and would like to form a group from scratch for a campaign. I’m super new to tabletop RPG having done a couple one-shots and dropping 300+ hours into Baldur’s Gate 3 - I’ve generally enjoyed the one-shots but I’d like to find something more long-term.

I’ve tried some local game groups and they’ve been cool, but they’re mostly geared toward one-shots or drop-in games. I may have 1-2 other people who are also interested, so I’d like to potentially build a group together rather than joining an established campaign. I’m also not looking to DM myself, so hopefully we can find someone who’d enjoy running a beginner-friendly campaign for us. I’d be totally open to a new DM who wants to learn alongside us too.

I’m particularly interested in 5e and Forgotten Realms (perhaps basic, I know), and I’d be happy to start with a pre-written adventure rather than expecting someone to create a campaign from scratch. Something like Lost Mine of Phandelver, Dragon of Icespire Peak, or Waterdeep: Dragon Heist could be a fun place to start.

Finally, we can make sure we actually click as a group before committing to a long campaign. We could meet up for coffee/drinks/food, play a board game, or just hang out and chat. We can also plan a Session 0 where we talk about expectations, characters, campaign style, scheduling, etc. before officially starting.

About me: early 30s guy, married with two cats. I’m generally a homebody who enjoys reading and video games, but I also love getting outside to rock climb, snowboard, play golf, bike around, etc. I’m flexible on where to meet in Portland but would prefer weekday evenings. Overall, I’m mostly looking for people who are enthusiastic, friendly, and excited to learn together!

If you’re interested feel free to comment or DM me. Thanks!

As of June 2024, I was under the SAVE plan and had 70 qualifying payments. To date, I should have 93 qualifying payments but of course haven't been paying.

Since I have a ways to go, I decided to switch off of SAVE so that I could start making qualifying payments again. My ultimate goal here is to pay the 120-93 = 27 payments then apply for buyback once I hit the 120. I've received a letter from Mohela saying my forbearance ends 5/24/26 and payments will resume on 6/24/26. Fine.

During SAVE, I was paying $380 per month. When I did the loan generator and formal request/application to switch through StudentAid.gov, it said I was eligible for PAYE at $600 per month. Also fine, so I applied then submitted to Mohela.

My repayment schedule letter now shows the following details:

>Your new Monthly Payment Amount is $380 and will begin on 06/24/26.Your Repayment Plan is: INCOME-DRIVEN REPAYMENT (IDR).
$380/month starting in June for 18 payments, then $1,850/month starting in November 2027 for 120 payments.

My loan details on Mohela are also showing my administrative forbearance ending 5/24/26 but my repayment plan as "Saving on a Valuable Education - Ends 11/24/2027."

What gives here? How and why am I still on the SAVE plan with my original SAVE payment amounts? Why isn't PAYE mentioned anywhere? That $1,800 is way too much for me to afford so can I do something later to bring it down?

I'd appreciate any help deconstructing the information. Happy to post more information or photos too. Thanks