Does buying insurance via Amazon vs agent make a difference?
I have shortlisted the HDFC Ergo Optima Secure Policy. Amazon is offering a pretty competitive price compare to going via an agent from Beshak. From what I know the commission is 5%, but the difference is more than that.
My only question is - does it make any difference during times of claim?
25M, No preexisting disease, getting my first HI, have corporate cover already.