Does buying insurance via Amazon vs agent make a difference?

I have shortlisted the HDFC Ergo Optima Secure Policy. Amazon is offering a pretty competitive price compare to going via an agent from Beshak. From what I know the commission is 5%, but the difference is more than that.

My only question is - does it make any difference during times of claim?

25M, No preexisting disease, getting my first HI, have corporate cover already.

reddit.com
u/why_notme007 — 24 hours ago

Someone accidentally recharged my Jio no. | Now wants money back

Someone mistakenly (as claimed) recharged my Jio no. via a UPI app. They reached out to me claiming a digit was misplaced (it actually is). I reached out to the UPI app support who said nothing can be done from their end - Jio recharges can only be reversed within 3hrs if done via MyJio/Jio website.

Please suggest what should I do? Amount is 349.

The plan is not even active on my number since my number already has a plan. So its queued. I have screenshot of the recharge with the UPI transaction ID, and also have recorded the conversations.

reddit.com
u/why_notme007 — 12 days ago