u/whyismesap

Software engineer here, not from the insurance industry. I'm trying to understand how commercial underwriting actually works day-to-day before I potentially build something in this space. A few honest questions:

1. When a new submission lands in your inbox, walk me through what happens next. What do you actually do first?
2. If you had to guess — what % of your day is reading/extracting data vs actually making underwriting decisions?
3. What's the most frustrating part of reviewing a submission?
4. Is there anything you wish you had that would make your job easier?
5. How many submissions can one underwriter realistically handle per day?

Not pitching anything. Genuinely trying to learn before building. Any insight appreciated — even a one-line answer helps.

Software engineer here, not from the insurance industry. I'm trying to understand how commercial underwriting actually works day-to-day before I potentially build something in this space. A few honest questions:

1. When a new submission lands in your inbox, walk me through what happens next. What do you actually do first?
2. If you had to guess — what % of your day is reading/extracting data vs actually making underwriting decisions?
3. What's the most frustrating part of reviewing a submission?
4. Is there anything you wish you had that would make your job easier?
5. How many submissions can one underwriter realistically handle per day?

Not pitching anything. Genuinely trying to learn before building. Any insight appreciated — even a one-line answer helps.