If $100,000 a year is the “bare minimum” and you “can’t survive” on it, that’s a skill issue
I’ve never in my life made $100,000 in a year at any point in my professional career. I live in a high cost of living area where my one-bedroom apartment runs me around $2,000 monthly, I pay for my car and the fees associated with that, internet, utilities, parking, phone bill, student loans, groceries, and I try to put money into savings to eventually support my disabled brother.
Even with these expenses, I still contribute to my 401(k) to get the highest match from my employer, I eat out around once a week, I hit the bars with my friends when I feel like it, I buy myself something I want just because every once in a while, and I really never worry about money in a “holy shit I’m barely surviving” way.
For those reasons, I find it very eye-rolling when I see countless people online crying into their cell phone camera about how they make $100,000/year and are “barely surviving” or how it’s the “bare minimum.” The same goes for all these people in internet comment sections talking about how making less than $100,000 annually is some sort of human rights violation and how capitalism is evil for that and whatever.
It really begs the question, what the fuck are you guys spending your money on? If I had an extra $15k-$20k tacked onto my salary I would be feeling like fucking Jeff Bezos. What sort of spending habits could you possibly have, or what string of decisions could you possibly make to have a six-figure salary and be “barely surviving?” And this is coming from someone who supports a severely disabled family member who won’t ever be able to even live alone, so don’t lecture me about how people have “different circumstances” or whatever. Trust me, I know.
When people say this, all I can think is that it’s a major skill issue and that they’re leaving out MAJOR details and how badly I wish I could see their monthly expenses.
Like, did you fall into a pyramid scheme or buy a crazy house you can’t afford or move into a New York City penthouse that costs you your entire paycheck? I have family members that make even less than I do that live in NYC and they’re doing fine. Did you all have a ton of kids you can’t afford? Like, genuinely what is it?