u/xayahthethot

Hello ! I am set to inherit a house from a family member and I would owe nothing on the mortgage or anything outside of utilities and internet. The house is estimated to be worth about 450k right now. I am 168k in debt. With the current market, I don't know if I should rent half the house and live in the other half (3b,2b) or if I should sell the house to instantly pay off my student loans. The renter would have 2 of the 3 bedrooms and a bathroom in their section. There is currently no kitchen in their section but I would be making one for them.

Rent for 2b1b in my area goes for about 2,000 to 2,600, if that helps at all. I want to charge on the lower end because 2,600 is absurd.

Hello. I currently owe close to 138k to Sallie Mae in student loans. The interest amount varies but it's between 4.5 to 13.5%. I would owe 1.5k a month in payments and that is something I simply cannot afford. I have federal loans which equal to about 30.5k with an interest rate between 3.73% and 6.53% (subsidized and unsubsidized). I would owe about 100$ on this loan.

What is my best option ? I feel like I'm drowning and I don't know what I can do. I earn about 35k a year and I'm relatively new at my job. I just don't know where to do from here.

Hello ! I was directed here by a mod from r/Hawaii. I'm currently making a DnD campaign and I'm not sure if this is the right place to ask. I am making an ocean related character and I was looking to choose a Hawaiian name, either a real one or one that follows the typical spelling., for the character.

Each race in my world is associated with an irl culture and language and I thought Hawai'i pre-colonization (I don't know much about modern Hawaiian culture) would be perfect. I have done this with other languages / cultures like Irish, Mongolian, Ancient Egyptian, etc, but I wasn't sure if I should do a real name or a made up name, as I am unsure if it would be considered rude to make one up.

I have made "Lilipuakauea 'Lily' Maila", which is inspired by words from ʻO Kalākaua He Inoa. Specifically "pua", as she loves flowers (Lili was chosen from Lily with the y swapped as it's not part of the Hawaiian language),and "Kaʻauea" as she is from an area near a volcano.

THANK YOU !!

^(I didn't include an ʻokina bc my players are apes and would do it no justice (they can barely handle Ancient Egyptian names).)