Global Maternity Code Denial? UHC Insurance
Hi all! Recently gave birth to my first baby 3 weeks ago. Have had United Health Care throughout my pregnancy as it is through my employer. Been on this plan since October of 2025. Recently got an online bill from my dr’s office charging me the whole 9k for provider services for the delivery. For context my deductible is only 1k (which was already met) and my out of pocket max is 4.5k (3,300 was left to meet)
When checking the status of the claim on my UHC app, i’m seeing a note that says: “Your policy was not active for the entire period covered by the global maternity code billed. We asked your provider to send us an itemized claim for the services received after the coverage effective date. (CES341)”
I’m so confused as when I research reasons for this denial i’m only coming up with people who switched insurances during their pregnancy which isn’t my case. It’s the same insurance company, policy, and ID number. I was expecting to pay a couple of grand but not the whole thing being denied outright.
Anybody else experience something similar? Also any tips or advice would be greatly appreciated! TYIA