u/zainbfaisal

I started my first job, it's minimum wage but better then nothing, I am 18 years old and this is my plan.

After taxes I should be getting at least $1000 bi-weekly.

I don't have any expenses or rent.

I plan to keep 30% for fun (party, food & weed etc)

40% investing in buying ETF's (VEQT & FIE and maybe Nvidia) with every paycheck I get

20% for short term goals (PC, car etc)

10% in TFSA as Emergency Funds

Should I also get a Credit Card to improve my credit score so maybe I can finance a car in the future (my plan is to buy a cheap car but I'd like to have a Backup plan if things don't go the way I want)

Is that good, any suggestions?

Thank you for your attention to this matter xd