r/AusHENRYover250k

[removed]

Married 2 kids both in early 40s. HHI combined of 400-450k. We have 570k left on our mortgage with 175k in offset. Small other shares etc but nothing substantial. 2 kids with youngest to start school in the new year. Bought in 2019 in Sydney the house is probably worth 1.3-1.5. Our mortgage is now with new rate 4,100 per month. I hate our house always have. I would love to do a big Reno. My partner has always refused stating not wanting to take on anymore mortgage. I think about Reno’s or moving all the time. I think I am miserable because of it? Give me a reality check that we can’t afford it or how to convince partner.