Serious question: who thinks some of the federal budget changes won’t get through parliament?
reddit.comu/PK__Gupta — 24 hours ago
r/AusPropertyMasteryPK
Fixing house price craziness in australia
for the last 10 yrs, all I’ve heard about is the crazy cost of houses in Australia and that something needs to be done about it.
but when the government actually puts forward a solution that most economists say will succeed in the long term, everyone has a shit-fit and the same media outlets that have been harping on about the crisis are. now out for blood for the government that has actually done something.
can someone explain?
u/Billyraycyrus77 — 2 days ago
The federal budget could push some states into deficit by collapsing stamp duty receipts, because hardly any investors will now sell their properties. Did they think of this?
reddit.comu/PK__Gupta — 2 days ago
▲ 446 r/AusPropertyMasteryPK
I’m a property investor but had to share this, too funny 😂
u/PK__Gupta — 4 days ago
The largest housing decline of the past 40 years was between 2017 and 2019 when capital city values fell 8.2% from peak to trough over 19 months. Will it be bigger this time?
reddit.comu/PK__Gupta — 3 days ago
Unfortunately young people investing in stocks are disadvantaged by the budget. Know anyone like this?
reddit.comu/PK__Gupta — 5 days ago
A LOT of new property investors are about to get burned in 2026.
Trapped by advice that sounds smart… but actually destroys wealth long term.
1️⃣ “Just get into the market.”
This only works if you don’t care about performance. Over 30 years, most properties eventually go up. But the real wealth comes from buying locations that grow faster early, so you can extract equity and buy again. That’s how portfolios scale.
2️⃣ Brand new property is NOT automatically better.
A lot of investors assume new builds mean better tenants, lower vacancy and less maintenance. In reality, vacancy rates and tenant quality are determined by the suburb, not whether the property is shiny and new. In many cases, older established homes on larger land outperform because land grows - buildings depreciate.
3️⃣ High yield alone is overrated.
The difference between a 5% and 6% yield is small compared to what strong capital growth can do over 10–20 years. Yield helps you hold the asset. Growth is what creates wealth.
4️⃣ Close to the CBD does NOT guarantee outperformance.
Over the last decade, many affordable outer suburbs have massively outperformed expensive blue-chip inner-city areas on a percentage basis. As cost of living rises, more demand shifts toward affordable housing.
5️⃣ Negative gearing should never be the strategy.
Too many investors buy poor assets just to save tax. Losing $1 to get 47 cents back is not wealth creation. A property should stand on its own fundamentals first.
6️⃣ Waiting for a “crash” has destroyed more wealth than bad timing.
Australia’s housing market is heavily protected by immigration, banking policy, money printing and government incentives. Some markets may fall, especially expensive ones, but historically affordable areas recover and grow fastest.
7️⃣ Most investors don’t do enough due diligence.
A building inspection alone is often not enough. Roof inspections, plumbing checks, electrical checks and understanding maintenance profiles can save tens of thousands later. 95% of Buyers Agents don't consider this.
8️⃣ The biggest mindset shift?
Doing nothing is often the most dangerous financial decision. Inflation quietly destroys savings over time. You don’t need to become a property investor specifically, but you do need assets somewhere.
The investors who usually win long term are not the loudest people online.
They’re the ones who:
• think long term
• buy quality assets
• understand supply and demand
• avoid emotional media narratives
• and continue investing while everyone else freezes in fear
I've written this myself from a video I did recently, feel free to add more mistakes in the comments below.
u/PK__Gupta — 4 days ago
If you voted for Labor, do you regret it now? Also, will they introduce CGT on PPOR next?
reddit.comu/PK__Gupta — 8 days ago
Will investors ever buy old properties if they won't get Negative Gearing benefit, Unless it's a positive cashflow property?
What will happen to old properties coming on to the market? Why will people buy IP if they don't get negative gearing? Not many go for first homes.
Also those grandfathered existing IPs, when people want to sell, no Investor would buy them as they won't get negative gearing? Will sales be low and days on market be very high going forward?
@PK what do you Think.
u/KnowTrident — 10 days ago
Economists say the tax changes will drop house prices by 4%. I agree, even more in Sydney potentially I believe. Meanwhile other locations to grow over 20% this year. That’s my view. Thoughts?
reddit.comu/PK__Gupta — 9 days ago
5 or 10 Yr exist strategy framework: New build vs Established property
What are your thoughts on this?
u/KnowTrident — 9 days ago
🚨 PK BUDGET UPDATE: Hey guys I lost my voice over the weekend still haven’t got it back.. so I’m sorry for no video about the budget. I’ll do it when I have my voice back.
But in short: for people buying property for long term passive income through trusts / company there is not much change at all really. For large portfolios, trusts / company structure was the way to go anyway.
Most my clients with larger holdings (or ambitions) were doing it through trusts, where there was no negative gearing anyway. I still generally prefer flexibility of trusts over companies for this strategy, even if trusts get taxed at a minimum of 30% from July 2028. Investment companies have a 30% tax rate too but without the income distribution flexibility.
But if the 30% tax on trust distributions does not get franking credits, then it might make sense to opt for company structure instead - but only in some cases where you have people in your family on a marginal tax rate less than 30%.
Keep in mind property losses can now offset your tax liability on future property gains as negative cashflow properties becomes positive cashflow after few years with rent rises. So that’s actually great across all holding structures for legal tax minimisation.
Going forward cheaper higher yielding properties in the right areas are likely to grow extremely well. No change, these are the ones we have always targeted.
So overall, it’s easy to get upset, but for my strategy (and the one my clients use), with the right structure, the budget isn’t really a huge deal.
Except that rents are going to rise a bit like they did in 2022 - very quickly!
Good for investors, not so much for renters.
Capital Gains Tax will be calculated off the inflation indexation method from July 2027 (from that point onwards only and a minimum of 30% CGT), but once again not a big deal for the long term investor doing it for passive income and early retirement cashflow. They don’t sell much anyway.
CGT changes will hit stock investors more who try to trade the market. I feel for them, it really changes the business case for day trading or short term stock investing in Australia.
Btw if you already have IP’s before the budget announcement you’ve got negative gearing locked in for life (but then again, if you bought in a trust you don’t have it anyway).
Seems like a lot of changes, and yes for a newbie it’s a lot to take in. But for seasoned long term investors or those wanting to become that, it’s a lot of noise for not much actual change.
Property investing is going to be as popular as ever. After all, not everyone can be an entrepreneur and in this fine country there are not many other methods by which the “average Joe” can become financial secure & free. Property investment is a well trodden path.
Hopefully the above brings some simple common sense.
u/PK__Gupta — 9 days ago
I heard that negative gearing will be abolished for new investor
As above — what do you think about it? Do you think this is fair for the new generation? Everything else would be grandfathered for existing investors.
u/DryMight2765 — 12 days ago
💰 CGT CHANGES DON’T MATTER: $509K QLD HOME UP $70K IN 6 MONTHS, NEVER SELL! 🏡
✅ Newly Renovated, Low Maintenance 💰
✅ Negative Gearing NOT The Strategy: Will Become Positive Cashflow In Couple Years! 😍
✅ It’s Like Investing In 2021 With These Deals! 👌🏽
✅ ZERO Confidence >> FULL Confidence
✅ Bought Interstate WITHOUT A Buyers Agent (Total Fees Saved = $15,000+)
🕒 Right time to buy property? Yes, if you know Where & How!
📈 How? ... through the Property Investment Accelerator
👇❤️ Check Out Waqas Tariq’s Property & Let's Congratulate Him In Comments!
Purchase Price: $509,000
Total Funds Required: <$100,00
Rent Per Week: $550
Short + Long Term Growth? 30-35 Strong Data Factors!
Vacancy Rate: 0.60%
Block: 686sqm
Bought Interstate? Yes QLD
Caught Any Flights? No!
Built Team & Had Local Due Diligence Done? Yes ✔️
Self Sufficient To "Rinse & Repeat"? Yes 😃
Building PASSIVE INCOME? YES! 👍💰
😕 There's too much mis-information online. Easy to make mistakes
✅ But DATA doesn't lie. Neither do numbers. Nor do results
🏠 DATA + MENTORING can truly accelerate your property investment journey
💨 The science of property investing is easily learnable, QUICKLY
❤️👏 Join me in CONGRATULATING Waqas !
🛑 Don't risk "giving the keys" to your financial future to someone else.
🛑 Don't become dependent on a property company for every single property purchase.
🛑 Don't pay a Buyers Agent $15k+ to send you properties off RealEstate & Domain.
🛑 Don't be fooled into an ineffective 'bait & switch" course from a Buyers Agent that "upsells" you to their full service.
🛑 No one cares about your money as much as you do.
💪 If you want these results (it's MAY!), you can learn how to do this too - it takes less time than you think.
👀 I post MEMBER RESULTS FIVE Times A Week. Go back and look at HUNDREDS before and watch out for the next one!
Purchased: Septemeber 2025
11/05/2026*
u/PK__Gupta — 11 days ago