r/CanadaInvesting

I have a townhouse in Victoria, BC that is paid off that I currently rent out, I'm considering using my heloc to invest in my non-registered account in order to put the equity I built up to work. My initial plan would be to invest in a number of Canadian dividend stocks. I was wondering if anyone here has done anything similar and could provide some advice. Thanks.

I recently moved my 25K worth LIRA from scotia to WS. Now doing some research on where to put this.

Since its a long term investment and I won’t be contributing, is it wise to just put it on XEQT?

I also want some exposure on energy/utility, could XEQT/SGRD at 75/25 be a wise option?

I am not an active trader, nor do I have advanced knowledge on this.

Would appreciate any input on this, thanks!

What are yall's favourite Canadian stocks? Personally, mine is Zeta because they are in such a great industry. For those who don't know Zeta is a SaaS they sell like software for advertising and help brands market their product. Similar to Salesforce.

Would love to know you guys' favourite Canadian stock so please leave a comment!

I am 23 and make a very minimal income. I make 48k a year. I was told by family to start investing in XEQT for my long term. How much of your pay check should you invest? What are the best minimal risk stocks so I can actually start making some money? Should I be buying more than that. I only have 90$ invested I made the amount yesterday. I make 1450 biweekly and my monthly living expenses are around 700$. I would love some advice I just want to be set for a good future and I’m stressed

The Government of Canada introduces new Productivity Mega Deduction to help businesses invest, grow and create jobs in Canada

https://www.canada.ca/en/department-finance/news/2026/10/the-government-of-canada-introduces-new-productivity-mega-deduction-to-help-businesses-invest-grow-and-create-jobs-in-canada.html

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Direct benefit for ALOY - SRC

The tax benefit flows directly to taxable private entities ---- specifically ALOY, its Canadian operating subsidiaries, or any taxable commercial joint-venture operating company that purchases, owns, or capitalizes equipment at the facility.

Loss Carryforwards vs. Immediate Cash

As commercial deliveries of separated heavy rare earth oxides (Dy, Tb) generate taxable revenue, the deduction provides a dollar-for-dollar shelter against operating profits.

The high-capex systems ALOY is financing - such as proprietary automated solvent extraction (SX) batteries, high-temperature metallization reduction furnaces, and casting lines - they are fully eligible for the 100% Year-1 deduction.

"This game-changing new tax incentive will increase the amount of assets eligible for immediate expensing from roughly 15% of assets to more than 65%, including fibre-optic cable, greenhouses, mining property, oil and gas pipelines, software, research and development, computer equipment, aircraft and vehicles, patents, rail track, bridges, and roads."

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https://www.dlapiper.com/en-ca/insights/publications/2026/09/canadas-productivity-mega-deduction-what-businesses-need-to-know

https://www.bdo.ca/insights/productivity-mega-deduction-business-tax-benefits-capital-investments-canada

Is it fairly easy to take money out of a Wealthsimple RESP when the time comes? Do they have decent customer service if I need assistance?