r/CanadaInvesting

Is it worth buying U.S. stocks with CAD right now? The Canadian dollar is quite weak, and I’m wondering how much the exchange rate affects the investment.

Robinhood Canada is ready to take users off the wait list now.
Zero trading fee from July 1 through September 30, 2026

Not going to pretend the price action has been fun. $118 to $58 is a brutal retracement and anyone who bought near the top is sitting on real pain right now.

But the silver supply deficit didn't disappear when the price dropped. The Silver Institute has now documented five consecutive years of total demand exceeding total supply. 2022 was the worst at nearly 250 million ounces. The deficit narrowed through 2024 and 2025, and the 2026 estimate shows it growing again. The market has been running down stockpiles to fill that gap every single year and the arithmetic hasn't changed just because sentiment shifted.

Solar demand for silver is still growing. Panel installations planned and financed years ago don't get cancelled because silver pulled back. EV infrastructure buildout continues. 5G deployment continues. These aren't discretionary items that adjust to commodity price signals; they're capital programs running on multi-year timelines with silver consumption baked into the engineering.

The gold/silver ratio has also widened back out with silver at $58, which means the relative value argument is reasserting itself all over again. Gold hasn't fallen anywhere near as hard. The ratio expanding from the lows it hit during silver's run is setting up the same compression trade that worked before, from a lower and therefore more interesting starting point.

Five years of supply deficit and a price at $58 is a more interesting setup than five years of deficit and a price at $118. The fundamentals didn't get worse. The entry point got better.

Had a good chunk of my portfolio (9%) in BCE at avg. $60- its down ~40% now, still has a steady dividend but is it worth the opportunity cost to wait for it to come back up just to break even or a small gain? Im 32 y/o

I’ll be transferring 40k to my self-directed RRSP with Weathsimple.

Here is my initial plan:
XGRO 80%
ZRE 10%
XSU 10%

What would you suggest?

I’ve been reviewing Canadian markets more closely lately, and one thing that stands out is how narrow the focus still is.

Most of the attention seems to be concentrated in a small group of well-known names, while many mid-cap and smaller companies don’t get much discussion unless there is a specific news catalyst.

A few names that keep showing up in discussions and watchlists:

• Shopify (SHOP) - still the dominant Canadian growth story
• Cameco (CCJ) - uranium exposure remains a major long-term theme
• Celestica (CLS) - increasingly tied to AI infrastructure and hardware demand
• Enbridge (ENB) - steady income and energy infrastructure exposure

It almost feels like Canadian equities are being pulled mostly by global narratives rather than domestic growth stories at the moment.

Do you think this is just a temporary concentration in a few leaders, or a longer-term structural trend in how Canadian markets are perceived?

I bought AEM at 250 a few shares, don’t know but atleast in the short term it looks really bad.