r/CanadaUncovInvesting

Reference Asset	Stock Price	Harvest	Purpose	Ninepoint	Winner
AAPL	305.93	APLE	APLY		APLE
AMD	514.39	AMDY	YAMD		YAMD
AMZN	262.65	AMHE	YAMZ		AMHE
AVGO	392.99	AVGY	YAVG		YAVG
BRK	1405		BRKY		BRKY
BTC	27.81		BTCY		BTCY
COIN	148.47	CNYE	YCON		COIN
COST	961.1	COSY	YCST		YCST
CRCL	71.6	CRCY			CRCY
CRWD	216.95	CRWY			CRWY
ETH	17.93		ETHY		ETHY
GOOGL	345.9	GOGY	YGOG	GOHI	GOOGL
HOOD	95.56	HODY			HODY
INTC	102.5			INHI	INHI
JNJ	260.35	JNJY			JNJY
JPM	362.84	JPHE	JPYS		JPM
LLY	1180.16	LLHE			LLHE
META	589.85	METE	YMET		META
MSFT	495.4	MSHE	MSFY		MSFT
MSTR	93.04	MSTE			MSTE
NFLX	78.16	NFLY	YNET		NFLX
NVDA	225.16	NVHE	YNVD	NVHI	NVHE
NVO	45.89	NOVY			NOVY
ORCL	150.52	ORCY			ORCY
PLTR	174.04	PLTE	YPLT	PLHI	PLTE
RDDT	178.09	RDDY			RDDY
SOFI	18.29	SOFY			SOFY
TSLA	342.27	TSLY	YTSL	TSHI	YTSL
UNH	401.73		YUNH		YUNH
XYZ	82.88	BLKY			BLKY
TSX:ABX	57.8			ABHI	ABHI
TSX:AEM	258.85	AEME			AEME
TSX:ATD	91.96		ATDY		ATDY
TSX:BCE	32.57	BCEE		BCHI	BCE
TSX:BN	60.86		BNY		BNY
TSX:BNS	126.98		BNSY		BNSY
TSX:CLS	465.23			CLHI	CLHI
TSX:CCO	135.56	CCOE		CCHI	CCHI
TSX:CNQ	66.41	CNQE	CNQY	CQHI	CNQ
TSX:CNR	175.87			CRHI	CRHI
TSX:CSU	3089.46			CSHI	CSHI
TSX:DOL	191.58		DOLY		DOLY
TSX:ENB	70.61	ENBE	ENBY	ENHI	ENB
TSX:K	37.89			KGHI	KGHI
TSX:RY	300.7	RYHE	RBCY	RYHI	RBCY
TSX:SHOP	214.35	SHPE	SHPY	SHHI	SHHI
TSX:SU	91.44	SUHE		SUHI	SUHE
TSX:T	13.54	TEHE	TY		T
TSX:TD	172.61	TDHE	TDY	TDHI	TDY

Columns marked in green mark the winner in total return since the most recent funds inception date. Marked in yellow means the underlying stock is the winner in total return. (formatting issues, thanks reddit. no green or yellow. last column denotes the best performing fund or stock)

38 out of 48 tracked funds beat their underlying stock. (yes big caveat because of recent inception date for some of these and good overall market)

Don't tell me CC fund can't overperform. With the right strategy and conditions, they well overperform.

I did some testing of similar fund from different providers, and will be dumping the underperformers and strengthening the best performers. When they are based on the same or similar underlying index or stock there is no reason to use a fund that provides worse performance.

I keep my index funds in 7 separate categories:

SP500 - historically strong performer - 30% weighting

QQQ - high growth with risk - 20% weighting

TSX - growth with relative high exposure to gold and energy - 20%

International Developed - 10%

International Emerging - 10%

Bank and Financial - Canada and Euro banks - 5%

Utilities - safe diversifier - 5%

Now if I am looking for a great TSX or similar fund with a bit of leverage and CC yield, I look at the following and back test:
HDIV, CNCL, ETSX, CANY, and the benchmark XEF

A backtest shows a clear winner in total return. The backtest is short because CANY is relatively new, but when CANY is taken off HDIV still kicks the shit out of everything else in a total return backtest since July 2023. https://www.oldfish.ca/calculator?tickers=XIU.TO%2CETSX.TO%2CCNCL.TO%2CHDIV.TO&period=5Y&start=2021-08-08&view=total&sorted=true

Keep on evaluating and don't be afraid to change. I worked hard for my money, and I expect my money to work hard for me.

https://preview.redd.it/q3eu2escm6ih1.png?width=728&format=png&auto=webp&s=9d4b7d6db7f8632a9797dc2d19b6b9720358b491

https://preview.redd.it/m7x58khtm6ih1.png?width=766&format=png&auto=webp&s=ed87cbd5c1e065c6206391a1bad6cf290a86b61f